OneSearch Group · 3 weeks ago
VP, Commercial Portfolio Manager
OneSearch Group is partnering with a respected, growth-oriented Commercial Banking institution in South Florida to identify a Vice President, Commercial Portfolio Manager. This role supports a seasoned Commercial Banking team and is responsible for the ongoing credit oversight, monitoring, and risk management of a diverse portfolio of commercial lending relationships.
Responsibilities
Manage an assigned portfolio of Commercial Banking relationships, ensuring timely completion of annual, semi-annual, and quarterly credit reviews
Oversee ongoing monitoring requirements, including borrower financial reporting, covenant tracking, collateral monitoring, borrowing base analysis, and post-closing items
Review and analyze borrower financial statements and third-party reports (e.g., appraisals, field exams, collateral exams, engineering and other diligence reports) to confirm compliance with credit terms
Identify early warning indicators and emerging credit risks, recommend risk rating changes, and escalate concerns as appropriate while supporting mitigation strategies in coordination with Credit leadership
Partner with Commercial Relationship Managers on new credit requests and existing loan events, including renewals, extensions, amendments, waivers, and modifications
Prepare financial spreads, executive summaries, and complete credit packages for internal underwriting and approval
Track, resolve, and clear financial, policy, and documentation exceptions in collaboration with lending, underwriting, and loan operations teams
Support efficient processing of renewals and modifications by coordinating across internal departments and serving as a key point of contact
Monitor past-due exposure, upcoming maturities, and borrower communication to proactively manage risk and portfolio performance
Maintain awareness of economic conditions and industry-specific trends impacting Commercial Banking portfolios
Qualification
Required
Bachelor's degree required (or equivalent relevant experience)
5+ years of experience in Commercial Credit, Portfolio Management, or Credit Underwriting within a Commercial Banking environment
Strong understanding of Commercial Banking loan structures, credit analysis, collateral, and risk rating frameworks
Working knowledge of bank credit policies and applicable regulatory requirements
Company
OneSearch Group
OneSearch Group is a Talent Acquisition and Executive Search firm dedicated to cultivating long-term partnerships with both clients and candidates.