OneSearch Group · 4 weeks ago
VP, Commercial Credit Analyst
Miami, FL
Full-time
Onsite
Senior Level
5+ years expOneSearch Group is partnering with a well-established and growing Commercial Banking platform in South Florida to identify a Vice President, Commercial Credit Analyst. This role focuses on underwriting complex commercial credit transactions and requires deep underwriting expertise and strong financial analysis skills.
Staffing & Recruiting
Hiring Manager
Nery Alonzo
Responsibilities
Underwrite new and existing Commercial Banking credit relationships, including complex C&I and CRE transactions, with a focus on credit quality, repayment capacity, and overall risk assessment
Perform detailed financial analysis, including cash flow modeling, global cash flow analysis, guarantor analysis, projections, and industry review
Evaluate borrower operating performance and capital structures to support credit decisions for new originations, renewals, extensions, and modifications
Gather and assess financial and qualitative information from Relationship Managers and internal partners to support timely and well-structured credit submissions
Prepare comprehensive underwriting packages, including financial spreads, credit memoranda, and risk assessments for internal approval
Ensure all underwriting activities comply with internal credit policies, procedures, and applicable regulatory requirements
Apply sound judgment in identifying key risks, mitigants, and structural considerations across a variety of commercial loan products
Maintain high standards of accuracy, documentation, and analytical rigor across all credit deliverables
Participate in ongoing training and professional development initiatives as assigned
Qualification
Required
Bachelor's degree in Finance, Business, Accounting, or a related field (or equivalent experience)
5+ years of commercial credit underwriting experience within a Commercial Banking environment
Strong underwriting background across C&I and CRE loans
Advanced financial analysis and modeling skills, including cash flow and global cash flow analysis
Preferred
Exposure to specialized lending (e.g., SBA, asset-based, construction, or similar structures) preferred
Company
OneSearch Group
OneSearch Group is a Talent Acquisition and Executive Search firm dedicated to cultivating long-term partnerships with both clients and candidates.
2-10 employees
Funding
Current Stage
Early StageLeadership Team
Andy Becerra-Canorio
Managing Partner
Nery Alonzo
Managing Partner
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