Truist · 2 hours ago
Senior Credit Risk Officer - Asset Based Lending
Atlanta, GA
Full-time
Onsite
Senior Level, Lead/Staff
$190K/yr - $260K/yr
15+ years expTruist is looking for a Senior Credit Risk Officer who will be supporting the Asset Based Lending product. This team member will be responsible for optimizing profitability of the wholesale loan portfolio by maintaining proper balance among quality, profitability and compliance.
BankingFinanceFinancial Services
Responsibilities
Serve as a senior credit risk officer for large and complex segments within wholesale lending or specialty lines of businesses. Promote consistency of Bank's credit culture and lending strategies throughout organization. Responsible for leading the advancement of the organization's risk management culture, framework, and appetite throughout the assigned segment within the LOB
Communicate effectively as a thought leader to support development and maintenance of a strong credit culture. Provide risk leadership through ongoing active engagement with LOB, Product Partner, and Credit Delivery teams including guidance, coaching and mentoring to teammates on sound principles of lending and support their development through regular feedback and constructive dialogue
Partner with segment leaders to develop, communicate, and execute credit strategies, limits, and policies that support LOB targets while maintaining disciplined approaches to optimizing capital deployment and mitigating risk. Exercise prudent credit judgment through individual delegated loan authority to shape portfolio within risk appetite guidelines and concentration management approaches that create sustainable profitability
Stay abreast of laws, regulations and risk management techniques to ensure compliance and best practices in risk management. Stay abreast of local, national, and global economic trends and market conditions
Manage highly complex decisions that could have significant impact to risks and profitability
Ensure appropriate Risk Rating for the portfolio, monitor portfolio performance, identify areas of emerging risks. Develop strategies and action plans for emerging risk, and elevate to Senior Credit Officer and present portfolio updates and recommendations to senior executives, Risk Oversight Committees, and regulators as requested
Qualification
Required
Bachelor's degree, or equivalent education and related training
15 years of experience in lending and/or credit experience
Widespread financial credit risk and regulatory knowledge
Solid accounting/financial analysis skills
Strong communication and interpersonal skills with demonstrated leadership ability to collaborate across teams and build strong relationships
Preferred
20 years of experience in commercial lending and/or credit experience
Master's degree in business administration, finance, or accounting
Broad product knowledge and experience, including Debt and Equity Capital Markets, Asset Finance, and Treasury Management product categories
Experience across a broad span or industries or deep experience within a specific industry
Asset Based Lending credit review and risk experience
RMA - Credit Risk Certification
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (235)
2024 (248)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
2025-12-18
2025-12-16
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