Apply on Employer Site

NPAworldwide · 4 weeks ago

Chief Commercial Banking Officer

Greenville, SC

Full-time

Onsite

Director/Executive

$180K/yr - $280K/yr

10+ years exp

NPAworld is seeking a Chief Commercial Banking Officer to direct all commercial lending and manage a bank-wide commercial lending strategy. The role involves collaborating with senior management to develop strategic plans, overseeing lending activities, and ensuring regulatory compliance while fostering client relationships.

Recruiting

Responsibilities

Proactively seeks out new and innovative approaches to add value to the client relationship by providing services, whenever practical, in a highly relational and consultative manner tailored to the respective client

Directs all commercial lending activities while ensuring the maintenance of adequate internal controls

Reviews lending issues and ensures regulatory compliance

Maintains loan portfolio within bank policy and direction established by Executive Management

Serves as a member of the Senior Management team

Collaborates with Executive Management to develop short and long-range strategic plans, policies, standards, and controls

Participates in the implementation of plans, policies and monitoring of ongoing progress

A participating member of Loan, ALCO and Marketing Committees

Creates and recommends the divisions plan of organization, staffing, and established/monitoring of the achievement of the individual banker goals

While overseeing subordinate's activities, provides for their continued development through training and mentoring

Conducts periodic performance reviews, and provides direction, and promotes individual and unit proficiency

Makes suggestions for process improvements and workflow efficiency, taking action when appropriate

Evaluates and recommends department related costs and efficiencies

Analyzes and approves loan requests within lending authority

Reviews all formal credit presentations from subordinates and presents all significant credits through appropriate channels on requests exceeding lending authority

Responsible to safeguard all lending activities are in compliance with loan policy and appropriate regulations

Maintains dashboard detailing loan portfolio status, presenting to Executive Management as required

This may also include providing loan volume analysis and balance projections to support the Chief Executive Officer, Chief Banking Officer and Chief Financial Officer in development of the annual budget and strategic planning forecasts

Reviews all loan policy annually and recommends loan policy changes for annual approval

Represents the Bank through participation in industry and community activities

Actively and authentically promotes interest in the Bank wherever and whenever possible

Encourages and monitors the referral of appropriate client opportunities to the respective internal bank partner by subordinates

Performs related duties as may be necessary to achieve corporate objectives and ensure the successful operation of the Bank

Maintains awareness of the competitive lending and economic conditions

Qualification

Commercial lending experienceFinancial analysisLeadership experienceU.S. Small Business Administration lendingRegulatory compliance knowledgeAdvanced spreadsheet skillsCommunication skillsProblem-solving skillsNegotiation skillsInterpersonal skillsOrganizational skills

Required

Bachelors degree in Accounting, Finance, or other relevant business field ideal, or equivalent experience

Minimum of ten (10) years of commercial lending experience required, across all verticals and asset classes of commercial lending, in a traditional bank environment

Minimum five (5) years of progressive responsible leadership experience of a commercial lending platform in a traditional bank environment

A practical working knowledge with, but not limited to, the following products and services; U.S. Small Business Administration lending programs, loan participations, interest rate hedging products, wealth and investment management, title insurance, and Federal Home Loan Banks (FHLB) products is essential

Excellent management, organizational, analytical, interpersonal, communication, negotiation, presentation and computer skills, including advanced spreadsheet expertise and at least intermediate word processing and presentation software skills

Must have the ability to organize and analyze complex financial information. This includes the capacity to read and interpret complicated financial documents

Capacity to speak effectively and negotiate with clients, vendors and employees of the Bank. Must also efficiently communicate policy and procedure revisions within the Bank in a timely manner

Possess a high level of written and oral communication skills, as well as a strong knowledge of key regulatory issues and control assessment processes

Problem-solving and decision-making skills, with the ability to analyze complex information to identify the key issue/action and drive resolution

Required to be eligible for registration with NMLS

Must have strong business development focus and have a robust commitment to community and civic involvement