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Heartland Credit Union - Kansas · 2 months ago

Real Estate Loan Consultant

Hutchinson,KS,US

Full-time

Onsite

Entry Level

1+ years exp

Heartland Credit Union is a member-focused financial institution with over 75 years of service. They are seeking a Real Estate Loan Consultant to guide members through the borrowing process, originate real estate loans, and build strong referral relationships within the local real estate community.

BankingCredit CardsFinancial ServicesLending

Responsibilities

Guides member through the borrowing process. Interviews, takes applications, and processes preliminary documentation on loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members

Analyzes and evaluates loan requests and prepares written submission for consideration

Maintains communication with the member throughout the loan process to answer questions, handle requests and resolve problems

Performs follow-up work as necessary to achieve conditional approval within established time frames

Works with the real estate community to build trusted referral relationships, for the purpose of originating real estate loans

Informs members of HCU loan policies and services

Counsels members regarding money management and financial matters. Counsels members whose loan requests were denied, explaining reasons and alternatives

Maintains and projects HCU's professional reputation

Keeps members properly informed of HCU loan policies and services

Provides superior service to our members

Pro-actively supports and advances HCU's brand and culture

Performs all other duties as assigned

Qualification

Mortgage lending experienceCredit worthiness assessmentTitle reports familiarityAnalytical skillsPublic relations abilitiesInterviewing skillsReal estate backgroundCommunication

Required

High school graduate or equivalent

One to two years of related mortgage/real estate lending experience required

Understanding of the foundation of determining credit worthiness

Familiarity with title reports, insurance, and appraisals

Strong interviewing skills

Excellent communication and public relations abilities

Strong analytical and financial skills

Sedentary work; stationary most of the time

Valid driver's license

Requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. Will be subject to the required registration process, which includes fingerprinting and a criminal background screening. Fees are paid for by Heartland Credit Union

Pass criminal background check, drug screen, credit check and past employment and education verification

Complete required screenings