Fox Communities Credit Union · 1 month ago
SENIOR CREDIT ANALYST
Appleton, WI
Full-time
Hybrid
Senior LevelFox Communities Credit Union is a community-based credit union dedicated to serving over 130,000 members. They are seeking a Senior Credit Analyst to assess the creditworthiness and financial stability of commercial members by analyzing financial data and evaluating credit risk to support informed decision-making regarding credit approvals and loan recommendations.
BankingFinancial ServicesInsurance
Responsibilities
Promoting and upholding the Fox Purpose, Mission, Vision, and Values
Analyzing financial statements: Reviewing and analyzing financial statements, income statements, balance sheets, cash flow statements, and other financial data provided by commercial members to assess their financial health and creditworthiness
Conducting risk assessments: Evaluating the credit risk of commercial members by assessing factors such as industry trends, market conditions, business performance, and management strength
Preparing credit proposals: Compiling detailed credit proposals outlining the findings of the credit analysis, including recommended credit limits, terms, and conditions
Performing industry research: Staying informed about industry trends, economic conditions, and regulatory changes to assess how they may impact the credit risk of commercial members
Collaborating with Loan Officers: Working closely with Loan Officer and other stakeholders to gather additional information and provide recommendations on credit decisions
Monitoring credit portfolios: Monitoring the performance of existing credit accounts, identifying potential risks, and recommending appropriate actions to mitigate credit losses
Ensuring compliance: Ensuring that all credit decisions comply with regulatory requirements, internal policies, and risk management guidelines
Communicating: Effectively communicating complex financial information and credit recommendations to decision-makers within the organization
Qualification
Required
Bachelor's degree in finance, accounting, economics, or a related field
Extensive experience in commercial credit analysis, preferably in a financial institution
Knowledge of commercial lending practices, credit risk assessment, and financial statement analysis
Strong analytical skills, attention to detail, and the ability to interpret complex financial data
Excellent communication and interpersonal skills
Proficiency in financial analysis tools and software as well as Microsoft Excel
Benefits
Medical
Dental
Vision
Life
Short term and long-term disability insurance
401k (Roth and Traditional), which includes company contributions including match
Paid time off
Caregiver leave
Paid Volunteer Time Off
Company
Fox Communities Credit Union
Fox Communities Credit Union is a banking firm offering checking accounts, savings, and loan services.
Founded in 1937
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Christopher Allen
President/CEO
Niki Schaumberg
Chief Financial Officer
Recent News
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