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EECU · 3 months ago

Branch Mortgage Loan Officer

Fort Worth, Fort Worth, TX, US

Full-time

Onsite

Senior Level

5+ years exp

EECU is a community credit union based in Fort Worth, Texas, seeking a Branch Mortgage Loan Officer to provide expert guidance on mortgage products and services. The role involves managing the mortgage application process, cultivating member relationships, and collaborating with branch staff to generate leads and referrals.

Financial ServicesVenture Capital

Responsibilities

Develop and maintain long-term relationships with members

Manage the end-to-end mortgage application process, from initial consultation to loan closing, ensuring a seamless experience for the members

Establish and maintain strong relationships with branch managers and staff across multiple locations to drive consistent lead generation and referrals

Responsible for cultivating and managing mortgage referrals from multiple branches within the credit union and sourcing leads independently. This role involves partnering with branch staff to identify potential mortgage opportunities, engaging directly with members, and providing expert guidance

Conduct initial loan interview with prospective borrowers in order to analyze financial and credit data and will give advice about product/pricing policies and guidelines

Corresponds directly with 3rd party vendors, Outside Contacts, Branches, Processors and Underwriters to ensure loans are processed in a timely manner

Maintain an organized pipeline of active loan applications from multiple branches, ensuring timely processing and closing

Responds to inquiries and/or referrals that are generated from their own contacts and from other EECU business channels

Qualification

Mortgage Loan OriginationNMLS LicenseBanking/Financial ExperienceVelocifyEncompassExcelCommunication SkillsSales SkillsAnalytical AbilitiesAttention to DetailTeam Player

Required

Proficient in Velocify, Excel, Encompass, TalkDesk, Polly, Blend, and Microsoft Teams

Licensed in NMLS and through the State of Texas as a Mortgage Loan Originator

5-7 years in the Banking/Financial industry

3-4 years in an independent Mortgage environment as an originator

High School diploma or equivalent required

Ability to balance analytical processes of qualifying a mortgage applicant with sales skills

Ability to speak effectively in front of groups and/or clients

Ability to effectively communicate across all channels such as telephone, email, text and in person

Excellent written, oral, time management, communication skills

Possess analytical abilities to evaluate credit reports, title work/abstracts, appraisals, flood certificate, surveys

Possess extensive knowledge of all loan types offered

Knowledge of real Estate processing State and Federal laws, FNMA, FHLMA, FHA/VA knowledge, rules and regulations regarding real estate lending and real property insurance coverages

Attention to detail and follow up is critical

Ability to work in a fast-paced environment and within strict time deadlines

Must be goal oriented, team player, positive in nature, and highly detailed

Able to participate in outside promotional events conducted by the real estate department

Responsible for compliance of all Federal and State rules and regulations pertaining but not limited to Bank Secrecy Act, Anti-Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg B, Reg Z, Reg DD, Reg E, Reg CC, Service Members Civil Relief, and FCRA/FACTA

Required to attend initial and ongoing annual Bank Secrecy Act training