Financial Staffing LLC · 3 weeks ago
SBA / Commercial Lending Officer
Dallas, TX
Full-time
Onsite
Mid Level
$110K/yr - $130K/yr
3+ years expFinancial Staffing LLC is seeking an SBA / Commercial Lending Officer to join their team in Dallas. The role involves originating, reviewing, and underwriting commercial loan applications while developing business relationships and ensuring compliance with lending policies.
Staffing & Recruiting
Hiring Manager
Jeff Chapkin, MBA
Responsibilities
Originate, review and assist underwrite commercial loan applications
Prepare the Concept Memo when deemed necessary
Analyze and review credit information to make a general assessment of applicant’s credit worthiness and determine if the loan will conform to the bank’s lending policy
Exercise due diligence when reviewing loans including assessing risks, real estate analysis, cash flow, profitability
Prepare written summary of loan terms and conditions in the Concept Memo and a written narrative explaining business background, outlining risk factor and justify assigned risk rating
Improve condition of loan portfolio by working to reduce delinquencies through improved collection and underwriting techniques
Develop and maintain business relationships and referral sources throughout the community
Seek to expand bank product usage to current customers by cross selling all types of deposit accounts, loan accounts, and services during customer contacts and interviews
Stay abreast of new types of loans and other financial services and products to better meet customer need
Maintain and apply a thorough understanding of the bank’s lending policy, SBA eligibility and all necessary business practices to ensure the submission of accurate and complete loan application packages
Participate in community-oriented and professional organizations to determine the various depository and credit needs of the Bank’s market area to support Community Reinvestment Act (CRA) objective
Update and maintain accurate new business and renewal files
Respond professionally and accurately to customer inquiries and concerns in a timely manner
Complete annual required compliance training
Perform other job-related duties as assigned by management
Qualification
Required
Related college degree, successful completion of banking courses or equivalent work experience is required
2-3 years of experience in a credit analysis/underwriting role relative to commercial lending, required
3+ years of related banking experience in general operations, lending and regulatory compliance are required
Solid knowledge of financial lending regulations
Results oriented, sales aptitude with demonstrated ability to achieve organizational and business goals
Computer skills required: Advanced level proficiency in Microsoft Office Suite
Careful attention to detail and time management
Demonstrate a high level of knowledge of Bank Secrecy Act and OFAC related responsibilities in the performance of daily operations to ensure adherence to bank policies and compliance with all regulatory requirements
Company
Financial Staffing LLC
Bringing a decade of industry experience, our team at Financial Staffing LLC excels in placing top bankers in community banks.
2-10 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase