Apply on Employer Site

Hyundai Capital America · 1 day ago

Manager, Commercial Credit Portfolio Management

Irvine, CA

Full-time

Hybrid

Mid, Senior Level

$112K/yr - $174K/yr

5+ years exp

Hyundai Capital America is a financial services company offering a wide range of financial products. The Manager of Commercial Credit Portfolio Management is responsible for leading a team of Credit Analysts, managing commercial credit lending authority, and overseeing the risk and exposure of an assigned portfolio.

Financial Services

H1B Sponsor Likely

Responsibilities

Maintain periodic reviews and inspections of collateral, documentation, reporting, and financial statements to identify current and/or early detection of company risk including, but not limited to, management/oversight of UCC’s, Insurance, credit lines, and aged inventory. Manage assigned analyst work prior to submission to Director for review. Includes new requests, interim requests and periodic reviews

Frequent and direct interaction with sales team (Business Development Managers, Regional Operations Managers and Field Sales Directors), regarding issues determined during the underwriting process for annual reviews and interim requests. Direct interaction with dealer principals and dealership majority owners and staff to facilitate the underwriting process

Commercial Credit lending authority for new requests as needed and reviews/interim requests, with lending approval authority of up to $15 million for floorplan financing and up to $1 million for working capital loans. Use authority to make decisions on requests and accounts, representing approximately 20% of the Commercial portfolio

Participate in assigned strategic projects and initiatives (including but not limited to mobility, data, and digitalization efforts) within the Commercial Credit Department

Lead, mentor, and develop team members by providing direction, performance feedback, and support to ensure effective collaboration, professional growth, and achievement of organizational and personal goals

Qualification

Commercial credit analysisRisk identification/mitigationFinancial statement analysisSupervisory experienceMicrosoft Office SuiteTeam managementCommunication skillsInterpersonal skillsMentoring

Required

Minimum 5-7 years' related experience in financial statements and dealer credit analysis

0-2 years supervisory or leading large projects

Proven commercial credit and risk identification/mitigation skills in analytically challenging environment

Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook)

Ability to successfully manage, train, develop and mentor direct reports

Strong written and verbal communication skills including ability to present to leadership

Strong interpersonal skills to work in a team environment and build relationships with internal and external stakeholders

Preferred

Bachelor's degree is required preferably in Finance, Accounting, Economics or related field preferred

Exposure to the automotive business environment is highly recommended, particularly if exposure was to some aspect of commercial credit activity

Benefits

Medical, Dental and Vision plans that include no-cost and low-cost plan options

Immediate 401(k) matching and vesting

Vehicle purchase and lease discounts plus monthly vehicle allowances

Paid Volunteer Time Off with company donation to a charity of your choice

Tuition reimbursement

Company

Hyundai Capital America

Glassdoor3.5

As a captive auto finance company, we achieve success by helping our partners succeed.

Founded in 1989

Irvine, California, USA

1001-5000 employees

http://www.hyundaicapitalamerica.com/

H1B Sponsorship

Hyundai Capital America has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (12)

2024 (14)

2023 (5)

2022 (9)

2021 (4)

2020 (3)