Vroom · 2 weeks ago
Junior Underwriter
Newport Beach, CA
Full-time
Onsite
New Grad, Entry Level
$17/hr - $21/hrUnited Auto Credit Corporation, a subsidiary of Vroom, is seeking a Junior Underwriter to play a key role in turning approvals into contracts. The role involves calling dealerships on applications, assessing risk, and building strong relationships to drive business growth in the auto finance industry.
AutomotiveE-CommerceMarketingSales
Responsibilities
Close the loop – Call our dealership partners to rehash approvals with the goal of capturing the contract while providing solutions and assessing the overall risk of the application
Match the right fit – Ensure sales contracts meet program and guideline specifications or counteroffer to a different program to evaluate risk and price the application accordingly
Be a trusted partner – Work hand-in-hand with dealerships, Area Managers, and our Sales/Marketing team to strengthen relationships and drive success
Add value to every deal – Review deals with dealers and help structure or restructure them for the best possible outcome
Bring solutions to the table – Gather key information to recommend alternative products or programs when appropriate
Educate and empower – Clearly explain the “why” behind credit decisions, helping dealers understand our approach and build confidence in our partnership
Aim high – Consistently hit or exceed monthly goals for production, quality, and customer satisfaction
Collaborate for success – Work closely with internal teams like Funding and Sales to keep deals moving smoothly
Stay adaptable – Jump in where needed to support the team and company goals
Qualification
Required
Excellent communication and interpersonal skills
Strong organizational and time management abilities
Proven ability to build relationships with dealers, sales/marketing teams, and peers
Skilled negotiator with a drive to win in a competitive market and ability to think outside the box
Bachelor's degree preferred (or equivalent combination of education and experience)
Proficient in Microsoft Office, Google G Suite, and Teams
Preferred
Auto finance or financial services experience preferred but not required
Benefits
Uncapped Bonuses
Averaging $1,100 - $1,500 monthly
Company
Vroom
Vroom is an ecommerce platform designed to offer a better way to buy and sell used vehicles.
Founded in 2013
501-1000 employees
H1B Sponsorship
Vroom has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (2)
2023 (10)
2022 (3)
2021 (3)
2020 (8)
Funding
Current Stage
Public CompanyTotal Funding
$1.32BKey Investors
Annox CapitalDurable Capital PartnersAutoNation
2025-11-26Post Ipo Debt· $5M
2025-08-29Post Ipo Debt· $10M
2020-09-10Post Ipo Equity· $588.6M
Leadership Team
Tom Shortt
CEO
Recent News
Upward Tech Solutions (ITAD SOLUTIONS)
2025-11-24
Vroom, Inc.
2025-11-10
2025-11-01
Company data provided by crunchbase