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DB INSURANCE CO., LTD. (U.S. BRANCH) · 2 weeks ago

3rd Party Claims Adjuster/Examiner (HYBRID)

Anaheim, CA

Full-time

Hybrid

Mid Level

$65K/yr - $85K/yr

3+ years exp

DB Insurance USA is seeking an experienced and detail-oriented 3rd Party Claims Adjuster/Examiner to join their team. The role involves handling third-party liability claims, particularly in commercial trucking and business policies, ensuring fair settlements while managing multiple cases efficiently.

Employee BenefitsFinancial ServicesInsurancePersonal Finance

Responsibilities

Investigate, evaluate, and resolve third-party claims including bodily injury, property damage, and liability claims including ones in litigation for commercial trucking and business policies

Gather and review all relevant documentation including statements, police reports, medical reports, and legal documents

Handle claims in-house and oversee claims managed by TPA (Third-Party Administrator)

Conduct interviews with claimants, witnesses, and other involved parties

Determine coverage, injury evaluation, liability, and the appropriate settlement amount, ensuring claims are processed in accordance with policy terms and regulatory guidelines

Communicate with claimants, attorneys, and other third parties to resolve claims promptly and fairly

Prepare detailed reports outlining claim statuses, investigation results, and settlement recommendations

Negotiate settlements in line with company policies and best practices

Maintain accurate and detailed claim records in the claims management system

Stay updated on state laws, industry trends, and changes in insurance regulations

Collaborate with legal teams and other departments when necessary

Attend mediations or trials as needed

Qualification

3rd Party Claims AdjustingBodily Injury ClaimsNegotiation SkillsInsurance Policies KnowledgeClaims Management SystemLegal Process FamiliarityMS Office/Google WorkspaceCommunication SkillsProblem-Solving SkillsTeam CollaborationTime Management

Required

Minimum 3 years of experience as a 3rd Party Claims Adjuster, with experience handling bodily injury and property damage claims

Strong knowledge of insurance policies, coverage, and third-party liability claims processes

Excellent negotiation, investigation, and problem-solving skills

Strong communication skills, both verbal and written, with the ability to explain complex claims clearly

Ability to manage a high volume of claims and prioritize tasks effectively

Proficiency MS Office/Google Workspace applications

Familiarity with state-specific insurance regulations and legal processes

Experience in handling complex or high-value claims

Ability to work independently and as part of a team

Preferred

Bachelor's degree in a related field or equivalent work experience preferred

Experience working with attorneys, mediators, or in a litigation environment

Benefits

Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company

Paid time off and sick leave

11 annual paid holidays

401(k) plan with up to 4% company match

Quarterly Fringe Benefit reimbursements

Job-related training reimbursement

Casual dress code

Company

DB INSURANCE CO., LTD. (U.S. BRANCH)

Established in March 1962 as the first auto insurance company in South Korea, DB Insurance has grown into a leading provider of differentiated non-life insurance products and services.

Founded in 1962

Honolulu, Hawaii, USA

51-200 employees