High Country: Private Equity Search · 3 weeks ago
Chief Credit Officer
High Country is a private equity search firm seeking a seasoned Head of Credit/Chief Credit Officer (CCO) to lead the credit and risk function at a high-growth commercial real estate-focused credit enhancement platform. The CCO will be responsible for shaping the platform's credit philosophy, ensuring disciplined portfolio performance, and driving scalable growth.
Responsibilities
The CCO will own the end-to-end credit lifecycle for all commercial real estate products, reporting directly to the CEO
Credit Strategy & Governance: Define the overall credit risk strategy, develop the master credit policy, and set portfolio exposure limits (e.g., by product, geography, concentration). Establish a formal governance process for exceptions and escalations
Evaluation & Decisioning: Design the credit evaluation framework, define approval authorities, and chair the Credit Committee for larger or higher-risk transactions
Portfolio Management & Monitoring: Build and implement the credit risk rating system, develop early-warning triggers, and create dashboards for management/board reporting. Define approaches for restructuring and workouts of distressed exposures
Data & Infrastructure: Partner with engineering and product teams to build technology-enabled credit infrastructure and tooling. Define and track key credit metrics (e.g., PD, LGD, vintage curves)
Origination & Funding: Lead deal origination activities, build external relationships to drive deal flow, and support capital raising/financing negotiations by articulating the credit strategy and controls
Organization & Culture: Design the structure of the credit function (evaluation, analytics, collections, special assets) and instill a credit-first culture that balances growth with risk discipline
Qualification
Required
Seasoned Head of Credit/Chief Credit Officer (CCO) experience
Ability to build and lead the entire credit and risk function
Experience in high-growth commercial real estate-focused credit enhancement
Adaptability and cross-functional collaboration skills
Ability to define systems, judgment frameworks, and policies from scratch
Instrumental in shaping credit philosophy and ensuring disciplined portfolio performance
Driving scalable growth in a startup environment
Ownership of the end-to-end credit lifecycle for all commercial real estate products
Define overall credit risk strategy and develop master credit policy
Set portfolio exposure limits by product, geography, concentration
Establish formal governance process for exceptions and escalations
Design credit evaluation framework and define approval authorities
Chair the Credit Committee for larger or higher-risk transactions
Build and implement credit risk rating system
Develop early-warning triggers and create dashboards for management/board reporting
Define approaches for restructuring and workouts of distressed exposures
Partner with engineering and product teams to build technology-enabled credit infrastructure
Define and track key credit metrics such as PD, LGD, vintage curves
Lead deal origination activities and build external relationships to drive deal flow
Support capital raising/financing negotiations by articulating credit strategy and controls
Design structure of the credit function including evaluation, analytics, collections, special assets
Instill a credit-first culture that balances growth with risk discipline
Company
High Country: Private Equity Search
High Country's Private Equity search team specializes in finding high-performing talent for private equity firms, real estate investment firms, asset managers, and family offices.
Funding
Current Stage
Early StageCompany data provided by crunchbase