Maine State Credit Union · 1 month ago
Home Equity Specialist
Augusta, ME 04332-5659
Full-time
Hybrid
Entry, Mid Level
2+ years expMaine State Credit Union is seeking a Home Equity Specialist to proactively solicit new and renewing residential home equity business. The role involves originating, processing, underwriting, and approving loans, while building relationships with Credit Union members and collaborating across departments.
Credit CardsFinancial Services
Responsibilities
Proactively solicits new and renewing residential home equity business and sells MSCU’s suite of residential home equity products to meet established team and organizational goals
Responsible for originating, processing, underwriting and approving loans within level of lending authority, with an emphasis on originating loans
This role will actively seek opportunities to strengthen and build relationships with Credit Union members and cross departmental collaboration
Supervisors will provide regular feedback and coaching to develop leadership skills with an emphasis on mastering lending acumen and underwriting complex applications
Qualification
Required
Minimum of 2-3 years of related experience
Strong problem-solving skills to help members choose the best loan solution for their needs
Familiarity with underwriting guidelines, risk assessment, and regulatory requirements
Ability to analyze credit reports, income documentation, and collateral information
High accuracy in documentation, data entry, and follow-through from application to closing
Capable of identifying Member needs, generating referrals for other Credit Union products, and being comfortable asking for the business
Benefits
Employer-subsidized medical insurance plans, includes one plan with employer paid premiums of 97%
HSA – generous employer contribution
Employer funded HRA
Employer-subsidized Dental and Vision Insurance
100% employer paid - Life, Short-Term Disability and Long-Term Disability Insurance
Accident Insurance
Competitive wages, and annual evaluations with compensation adjustments
Generous 401(k) employer match, plus annual discretionary contribution
Generous PTO with immediate PTO accruals + 8 hrs of birthday PTO & 12 paid holidays
Paid Parental Leave
Education reimbursement - up to $5,000 annually for undergraduate
Opportunities to volunteer in our local communities
100% Employer Paid EAP which includes 6 free mental health sessions
Wellness Reimbursement of up to $150
Free coffee, tea, and hot chocolate and an abundance of food
Company
Maine State Credit Union
Maine State Credit Union member and benefit from its long-standing commitment to providing a wide range of financial products and services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Stephen Wallace
President/CEO
Neal Blake
Chief Financial Officer
Recent News
2025-12-02
2025-10-22
2025-09-24
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