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Raiz Federal Credit Union · 2 weeks ago

Real Estate and Business Services Administrative Analyst

Mortgage and Business Services Center - El Paso, TX 79925

Full-time

Onsite

Senior Level

$27.21/hr - $40.81/hr

7+ years exp

Raiz Federal Credit Union is dedicated to guiding its members towards growth and financial success. The Real Estate and Business Services Administrative Analyst will support the Mortgage and Business Services units by managing system administration and conducting business analysis, while also facilitating audits and improving lending processes.

Credit CardsFinanceFinancial Services

Responsibilities

Administrator for all department systems and also acts as System Administrator for Business Units Point of Sale System, Loan Originations Systems, Regulatory Reporting systems, and other production lending and deposits systems

Responsible for mortgage and business loan file maintenance. Expected to verify loan documents and files are complete and accurate

Transfers mortgage loan file to Sub-Servicer and/ or Mortgage Servicing when required. Maintains mortgage loan file and storage to include holding funds and processing advances (construction, repairs and/ or renovations)

Assisting to ensure compliance with Regulation C- the accurate and timely submission of the Loan Application Register (LAR) to the regulators and assisting to ensure loan quality, identifying material defects, and compliance inadequacies

Continuously examining administrative duties to include compiling reports and document for management, compliance department, internal departments and external auditors

Facilitates internal and external department audit requests for loan data and documents as needed for business and mortgage departments

Monitor loan approvals and process loan wire transfers

Creates and maintains loan templates for all real estate and business loan products

Daily communication and input of pricing on mortgage loan rates

Supports all reporting and analytics requested related to the Credit Union’s mortgage lending programs and commercial products

Produces monthly Mortgage Funding Report, Business Commitment Report, Tickler Report, Delinquency Reports, Call Report and Commercial Lending Dashboard Reports as well as any other reports required by management

Manage data entry, acquisition, equipment, and phone updates

Assist in administrative functions and provide administrative support to department management

Back- up to loan processor and closer as well as to business loan specialist

Maintains working knowledge of mortgage and business workflow and processes-suggests and develops tools to enhance lending processes

Monitor department processes, contract and vendor due diligence

Assumes Quality Assurance role in third party loan file submissions to Mortgage Quality services for pre-funding and post-closing

Analyze organizational structures, strategic plans, Long and short-term action plans, and makes recommendations for change where applicable

Analyze and reconcile end-of-month loan reports for the department

Compile closing loan referrals for internal mortgage incentive program

Complies with all bank Secrecy Act (BSA) rules and regulations, in addition to Customer Identification Program (CIP). Attends required annual BSA training and required compliance training

Qualification

Commercial lending experienceMortgage lending experienceFinancial industry knowledgeMicrosoft Office proficiencyReporting tools proficiencyRisk evaluationCommunication skillsDetail orientedAdaptability