Commercial Credit Analyst jobs in United States
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Glades Recruiting Group · 3 weeks ago

Commercial Credit Analyst

Glades Recruiting Group is partnering with MBL Solutions to expand their credit advisory team. They are seeking a Commercial Credit Analyst to support underwriting and portfolio review for commercial and real estate loans, focusing on cash flow modeling and delivering data-driven recommendations.

Management Consulting

Responsibilities

Analyze financial statements, tax returns, and borrower documentation to assess repayment capacity and cash flow strength
Perform detailed cash flow modeling, including global cash flow, DSCR, sensitivity analysis, and guarantor-level evaluations
Prepare structured loan presentations and credit memorandums summarizing strengths, weaknesses, and overall risk
Review property appraisals, rent rolls, and operating statements to confirm valuation accuracy and collateral performance
Evaluate market conditions, comparable properties, and key trends affecting credit decisions
Support senior credit staff with loan structuring, due diligence, and data validation
Participate in portfolio and loan review engagements, identifying emerging risks and documentation gaps
Maintain accuracy, consistency, and quality across all underwriting deliverables

Qualification

Cash flow analysisFinancial modelingCommercial credit analysisMicrosoft ExcelFinancial statements understandingAnalytical problem-solvingWritten communicationVerbal communicationCollaborative mindset

Required

Bachelor's degree in Finance, Accounting, Business, or related field (or equivalent experience)
Strong proficiency in cash flow analysis and financial modeling, including global cash flow for multi-entity borrowers
Solid understanding of financial statements, commercial real estate lending, and credit risk principles
Proficiency with Microsoft Excel (formulas, templates, cash flow models) and Word
Excellent written and verbal communication skills with an ability to clearly present complex findings
High attention to detail, strong analytical problem-solving ability, and a collaborative mindset

Preferred

2+ years of experience in commercial credit analysis, underwriting, or loan review preferred

Benefits

3% 401(k) match after probationary period.
10 days PTO plus federal holidays after probationary period.

Company

Glades Recruiting Group

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Glades Recruiting Group is a professional recruitment and talent consulting firm specializing in strategic hiring solutions across hospitality, restaurant operations, and professional corporate functions.

Funding

Current Stage
Early Stage
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