Old National Bank · 3 weeks ago
Senior Credit Officer
US-KY-Louisville
Full-time
Onsite
Senior Level, Lead/Staff
$106K/yr - $215K/yr
10+ years expOld National Bank has been serving clients and communities since 1834, and they are seeking a Senior Credit Officer to oversee the daily activities of the Commercial Underwriters. The role involves managing credit relationships, ensuring compliance with underwriting standards, and developing a team of credit professionals.
BankingFinancial ServicesWealth Management
Responsibilities
Ensure credit quality targets for the loan portfolio are met
Ensure analyses of underwriters are appropriate and asset quality ratings are accurate
Engage with Credit Strategy to leverage portfolio data and industry/market trends to provide administrative oversight of the Commercial loan portfolio
Ensure compliance with established corporate standards for Commercial portfolio
Understand the state of the loan portfolio, identifying areas of potential concern and growth opportunities
Coach, develop and maintain a competent team of credit professionals
Develop Underwriters through appropriate training to ensure analysis on credit approval memorandums is accurate, factually correct and meets bank requirements to make fully informed credit decisions
Assist with evaluating, analyzing, and decisioning eligible loan applications while exercising granted loan authority in a responsible manner
Lead and coach a team of credit professionals and successfully motivate direct reports to perform at a high level and achieve their own performance and career objectives
Maintain and grow analytical skills and industry knowledge through internal and external training and development opportunities
Maintain an environment that is collaborative, controlled, monitored, and efficient
Collaborate with staff and production peers while executing the Bank’s Commercial Strategy
Empower team to engage with Commercial Relationship Managers, CBU Agents, and Documentation Specialists as applications progress through internal commercial lending processes and deploy problem solving and critical thinking skills as needed
Complete special projects at the direction of the Bank’s credit administrators, which may include action and responses to OCC exams, internal audits, and loan review reports
Qualification
Required
Bachelor's degree in Finance, Accounting, or related area or equivalent experience
10 or more years of experience as a Commercial Underwriter/Analyst or related positions
Ability to analyze and interpret financial statements and understand complex accounting principles
Thorough knowledge of risks associated with all types of industries
Thorough knowledge of loan structuring, borrowing causes and lending standards to ensure loan applications are evaluated efficiently, effectively, and in accordance with regulations
Must possess (or willing to possess in short order) a deep understanding of ONB's Credit culture, loan policies, and loan guidelines and procedures with ability to property mitigate exceptions when granted
Demonstrated proficiency and attention to analysis utilizing qualitative and quantitative detail
Preferred
Previous management or leadership experience preferred
Benefits
Competitive compensation with our salary and incentive program
Medical, dental, and vision insurance
401K
Continuing education opportunities
Employee assistance program
Company
Old National Bank
Old National Bank is a regional bank providing you with additional provides account choices, expanded convenience, and greater control.
1001-5000 employees
H1B Sponsorship
Old National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (5)
2023 (5)
2022 (5)
2020 (1)
Funding
Current Stage
Public CompanyTotal Funding
$400M2024-11-25Post Ipo Equity· $400M
1984-12-04IPO
Leadership Team
James Sandgren
CEO - Commercial Banking
Timothy Burke
President & Chief Operating Officer
Recent News
2026-01-19
2026-01-13
Company data provided by crunchbase