Senior Credit Officer jobs in United States
cer-icon
Apply on Employer Site
company-logo

Old National Bank · 2 weeks ago

Senior Credit Officer

Old National Bank has been serving clients and communities since 1834, and they are seeking a Senior Credit Officer to oversee the daily activities of the Commercial Underwriters. This role involves managing underwriting processes, ensuring credit quality targets are met, and coaching a team of credit professionals to achieve high performance.

BankingFinancial ServicesWealth Management
check
H1B Sponsor Likelynote

Responsibilities

Ensure credit quality targets for the loan portfolio are met
Ensure analyses of underwriters are appropriate and asset quality ratings are accurate
Engage with Credit Strategy to leverage portfolio data and industry/market trends to provide administrative oversight of the Commercial loan portfolio
Ensure compliance with established corporate standards for Commercial portfolio
Understand the state of the loan portfolio, identifying areas of potential concern and growth opportunities
Develop Underwriters through appropriate training to ensure analysis on credit approval memorandums is accurate, factually correct and meets bank requirements to make fully informed credit decisions
Assist with evaluating, analyzing, and decisioning eligible loan applications while exercising granted loan authority in a responsible manner
Lead and coach a team of credit professionals and successfully motivate direct reports to perform at a high level and achieve their own performance and career objectives
Maintain and grow analytical skills and industry knowledge through internal and external training and development opportunities
Collaborate with staff and production peers while executing the Bank’s Commercial Strategy
Empower team to engage with Commercial Relationship Managers, CBU Agents, and Documentation Specialists as applications progress through internal commercial lending processes and deploy problem solving and critical thinking skills as needed
Complete special projects at the direction of the Bank’s credit administrators, which may include action and responses to OCC exams, internal audits, and loan review reports

Qualification

Commercial UnderwritingFinancial Statement AnalysisLoan StructuringRisk AssessmentAccounting PrinciplesCredit Culture KnowledgeLeadership ExperienceAnalytical SkillsClient Relationship ManagementProblem Solving

Required

Bachelor's degree in Finance, Accounting, or related area or equivalent experience
10 or more years of experience as a Commercial Underwriter/Analyst or related positions
Ability to analyze and interpret financial statements and understand complex accounting principles
Thorough knowledge of risks associated with all types of industries
Thorough knowledge of loan structuring, borrowing causes and lending standards to ensure loan applications are evaluated efficiently, effectively, and in accordance with regulations
Must possess (or willing to possess in short order) a deep understanding of ONB's Credit culture, loan policies, and loan guidelines and procedures with ability to property mitigate exceptions when granted
Demonstrated proficiency and attention to analysis utilizing qualitative and quantitative detail

Preferred

Previous management or leadership experience

Benefits

Medical, dental, and vision insurance
401K
Continuing education opportunities
Employee assistance program

Company

Old National Bank

twittertwittertwitter
company-logo
Old National Bank is a regional bank providing you with additional provides account choices, expanded convenience, and greater control.

H1B Sponsorship

Old National Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (4)
2024 (5)
2023 (5)
2022 (5)
2020 (1)

Funding

Current Stage
Public Company
Total Funding
$400M
2024-11-25Post Ipo Equity· $400M
1984-12-04IPO

Leadership Team

leader-logo
James Sandgren
CEO - Commercial Banking
linkedin
leader-logo
Timothy Burke
President & Chief Operating Officer
linkedin
Company data provided by crunchbase