Better · 2 weeks ago
Underwriter - Distributed Retail (Remote)
United States
Full-time
Remote
Entry, Mid Level
2+ years expBetter is reimagining home finance and making it faster, cheaper, and easier for everyone to become a homeowner. The Mortgage Underwriter is responsible for evaluating and assessing loan applications to determine borrower creditworthiness and compliance with company and investor guidelines, ensuring sound lending decisions and mitigating risk.
Consumer LendingFinTechLendingMortgagePropTechReal Estate
Responsibilities
Review and analyze mortgage loan applications for completeness, accuracy, and compliance with underwriting standards (e.g., Fannie Mae, Freddie Mac, FHA, VA, and company-specific guidelines)
Evaluate borrower income, assets, credit history, and collateral to determine loan eligibility
Review supporting documentation including tax returns, W-2s, pay stubs, bank statements, and credit reports
Ensure all loans meet internal and regulatory requirements (e.g., RESPA, TILA, HMDA)
Issue conditional approvals, suspensions, or denials with clear, detailed explanations
Collaborate with loan officers, processors, and closers to obtain required documentation and resolve issues
Maintain knowledge of current underwriting guidelines, mortgage products, and investor requirements
Manage a pipeline of loans efficiently to meet service level agreements and closing deadlines
Participate in ongoing training and audits to ensure compliance and accuracy
Qualification
Required
2–5 years of mortgage underwriting experience (conventional, FHA, VA, or jumbo)
Strong analytical and decision-making skills with attention to detail
Excellent written and verbal communication abilities
Ability to work independently in a fast-paced environment with strict deadlines
Preferred
DE/SAR/LAPP certification preferred for government loan programs
Benefits
$0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution
Additional Medical, dental, vision plan options also all with nationwide coverage
Flexible PTO
Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
Personalized care for every fertility and family care journey for our employees and their partner!
Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
Discount programs and perks including pet Insurance!
Company
Better
Better Home & Finance Holding Company (NASDAQ: BETR; BETRW) is the first AI-native mortgage and home equity finance platform, and first fintech to fund more than $100B in loan volume.
1001-5000 employees
H1B Sponsorship
Better has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (2)
Funding
Current Stage
Public CompanyTotal Funding
$1.62BKey Investors
SoftBankNovatorSoftBank Vision Fund
2025-04-14Post Ipo Debt· $155M
2023-08-23Post Ipo Equity· $37M
2023-08-23Post Ipo Debt· $528M
Leadership Team
Vishal Garg
Founder & CEO
Paula Tuffin
Chief Compliance Officer/General Counsel
Recent News
2025-12-20
HousingWire.com
2025-12-10
Company data provided by crunchbase