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Deutsche Bank · 2 weeks ago

Latin America Credit Risk Officer - Vice President

New York, NY

Full-time

Hybrid

Mid, Senior Level

$125K/yr - $203K/yr

Deutsche Bank is seeking a Vice President for the Latin America Credit Risk Officer position. In this role, you will manage credit risk for Latin American clients, handle approvals for loans and derivatives, and negotiate credit terms while ensuring compliance with the bank's standards and policies.

BankingFinanceFinancial Services

Responsibilities

Provide approval or declination of credit transactions for Latin American clients under delegated credit authorities, or recommend approval to senior Risk officers, ensuring alignment with risk appetite for the relevant Business Unit, Industry and Legal Entity, as well as compliance with Deutsche Bank’s credit standards, policies and procedures

Independently analyze various risk elements of credit transactions in Latin America. Assess the credit strength of the Corporate, FI and Sovereign counterparties and identify structural weaknesses on proposed credit transactions. Assess transaction risks, based upon individual transaction structure, collateral, credit enhancements and documentation, recommend enhancements where necessary

Define and negotiate credit terms in legal documentation (ISDA/ CSA, GMRA, loan agreements, etc.) to ensure that documentation allows for proactive risk management

Assist in rating and structuring transactions to achieve optimal risk/return outcomes

Act as intermediary between business units and senior credit committees to facilitate credit approval and monitoring processes

Monitor individual credit/risk positions and developments within given portfolios, Ensure compliance with all applicable regulatory requirements

Qualification

Credit risk managementCapital markets productsNegotiation of contractsAnalytical skillsFluency in SpanishInterpersonal skillsLeadership skillsCommunication skills

Required

Moderate experience of previous credit (corporates /financial institutions) in Latin American markets

Bachelors degree in Finance, Accounting, Economics or related fields

Fluency in Spanish is strongly preferred. Portuguese a plus

Extensive knowledge and understanding of capital markets products, including vanilla and complex derivatives, as well as commercial banking products (loans, trade finance)

Strong understanding of basic trading documentation and risk mitigation strategies

Experience in negotiation of derivative contracts and loan documentation

Strong interpersonal, leadership and communications skills (verbal and written) in English and Spanish

Significant degree of independence and sound judgment with good attention to details

Strong analytical skills; ability to quickly analyze and assess complex transactions

Self-motivated; takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution

Actively supports the Business strategy, plans and values, contributing to the achievement of a high-performance culture