TTCU Federal Credit Union · 7 hours ago
Mortgage Ops Specialist I
Tulsa, OK
Full-time
Onsite
New Grad, Entry Level
0+ years expTTCU Federal Credit Union is seeking a Mortgage Operations Specialist I to support their Mortgage Department with a variety of administrative and clerical duties. The role involves preparing mortgage compliance documents, ensuring accuracy throughout the mortgage process, and collaborating with team members to maintain compliance with regulatory requirements.
FinanceFinancial ServicesLending
Responsibilities
Provides initial disclosures and closing disclosures to members within guidelines and credit union policy
Coordinate re-disclosures when there is a change in circumstance or an event that requires re-disclosing within 3 days of application or Change of Circumstance
Research discrepancies on files when disclosures are generated and discusses with the Mortgage Loan Originator and Mortgage team when required
Verify accuracy of fees to mitigate TRID and RESPA violations
Review items for accuracy that are populated in TTCU’s Loan Origination System, such as regulatory disclosures
Completes review of property appraisals to determine the collateral meets TTCU/secondary market requirements and supports the value given by the appraiser
Request any needed revisions
Notify assigned Underwriter if immediate review is needed
Forward appraisal to all applicable parties and add documentation to E-Folder
Push out all incoming appraisals and secondary reports (final inspections, etc.) charge borrowers TTCU account or credit card
Help locate/save SureReceipts in Mercury for Processors
Monitor appraisals as they come in and request revisions or updates from the Underwriters
Logs in all files coming from Mortgage Loan Officers, review files for submission to processing, ensure accuracy of loan numbers and that Borrower in Encompass is listed as the primary Member in Keystone, order title and appraisals, verify appraisal funds, and review checklists to ensure files are complete prior to submission to Processor
Assign files to Processor and Underwriter within the Encompass system
Assign files to Mortgage Loan Officers within Blend and Encompass
Order AVM's
Owns all files cleared to close from Underwriter, review files for submission to Closers, ensure accuracy of the loan number, review title and tax cert to ensure the borrower information and property information match and are identical in Encompass, review product and pricing sheet to ensure that the information matches the Underwriting conditions, order verbal verifications of employment (within 10 business days of closing), confirm appraisal paid, and review checklists to ensure files are complete
Provide back-up support to Mortgage Team members, when needed
Qualification
Required
Associate or Bachelor's degree in Business, Economics, Finance, or other related discipline, preferred
High School Diploma or GED
Must have and maintain a valid driver's license
Related experience in administrative office work, procedures, and systems: 0-2 Years, Basic
Experience in a financial institution or mortgage industry: 0-2 Years, Basic
Bilingual Skills In Spanish Or Other Language a Plus
Strong attention to detail and the ability to maintain confidential information appropriately and exercise discretion, sensitivity, and tact at all times
Ability to independently manage the details of multiple programs and projects, to track activities and meet deadlines
Follow policies and procedures; support organization's goals and values; and demonstrated dependability through good attendance and adherence to timeliness and schedules
Excellent interpersonal and member service skills are required to effectively interact with diverse populations
Ability to multi-task and work well under pressure with constantly changing priorities
Intermediate written and verbal communication skills required to facilitate sharing of information with members, staff, and external contacts
Must be able to perform job functions independently and work effectively either on own or as part of a team
Must be able to plan own work activity as well as the work activity of others
Must be able to read and carry out various written instructions and follow oral instructions
Must be able to speak clearly and deliver information in a logical and understandable sequence
Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public
Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace
Must be able to effectively manage multiple, simultaneous, and changing priorities
Must be capable of exercising highest level of discretion on both internal and external confidential matters
Preferred
Previous experience in banking or related industry, preferred
Relevant experience in a law firm or corporate legal department
Company
TTCU Federal Credit Union
Established in 1934, TTCU Federal Credit Union is a $2.6 billion financial institution with a full complement of depository, lending and financial advisory services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Tim L.
CEO
Shelby Beil
EVP/Chief Financial Officer
Recent News
The Journal Record
2022-04-16
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