Prosper Marketplace · 1 week ago
Sr. Manager, Credit Risk Analytics
United States
Full-time
Remote
Senior Level, Lead/Staff, Director/Executive
$190K/yr - $223K/yr
8+ years expProsper is the first peer-to-peer lending marketplace in the United States, known for its innovative approach to finance. The Senior Manager, Credit Risk Analytics will oversee underwriting credit strategies and ensure compliance with regulatory requirements while enhancing risk strategies using Machine Learning models.
CrowdfundingFinancial ServicesFinTechLendingMarketplaceMortgagePersonal Finance
Responsibilities
Develop credit strategies to improve the credit performance by using data, ML/AI models and advanced analytics tools
Turn findings/gaps into strategy enhancement to present recommendations to the Risk Management and broader Prosper community with the considerations of business impact and cost needed
Ensure credit losses remain within the company’s defined risk appetite
Bring innovative/out of the box thinking to make recommendations and approaching/solving problems
Design and evaluate A/B tests, with a strong understanding of risk–return trade-offs
Identify and evaluate new vendors / data sources and create business cases
Partner with Product, Marketing and Engineering teams to implement strategies and monitor the strategy performance
Conduct ad-hoc analysis related to risk management, investor services, product, and operations
Analyze portfolio performance at a granular segment level on an ongoing basis, identify key performance drivers and emerging trends
Work with legal and compliance team to ensure strategies and policies comply with all the regulatory requirements
Have experience with credit loss forecast and stress testing exercise
Qualification
Required
Master's degree in Business, Statistics, Mathematics, Engineering or Economics
8+ years of experience managing acquisition credit risk for Credit Card and Personal Loan business; Strong business acumen and extensive knowledge about credit management
3+ years of people leadership experience
Outstanding thought leadership and skills to translate business problem into analytical problems; ability to build and enhance framework
Exceptional communication skills in both written and oral – ability to communicate technical subject matter clearly and succinctly to other team members and Senior Management team
A quick thinker and can handle questions on unfamiliar topics with convincing skills
A team player – collaborate with people across functions and a business owner mentality
Ability to work in fast-paced environment and meet deadlines without sacrificing quality
Ability to work productively in a remote/in-person hybrid working environment
Have experience with credit loss forecast and stress testing exercise
Benefits
Flexible time off
Comprehensive health coverage
Competitive salary
Paid parental leave
Wellness benefits
Udemy access
Childcare assistance
Pet insurance discounts
Legal assistance
Additional discounts through Perkspot
The ability to work remotely in the United States
Company
Prosper Marketplace
Prosper Marketplace is an online lending platform that connects people who want to borrow money with individuals and institutions.
201-500 employees
H1B Sponsorship
Prosper Marketplace has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (50)
2024 (49)
2023 (30)
2022 (56)
2021 (46)
2020 (36)
Funding
Current Stage
Late StageTotal Funding
$503.46MKey Investors
Neuberger BermanEight Roads VenturesAssured Asset Management
2022-11-17Debt Financing· $75M
2018-01-01Series Unknown
2017-09-22Series G· $50M
Leadership Team
David Kimball
Chairman and CEO
Usama Ashraf
President
Recent News
Business Wire
2025-12-10
TechRadar.com
2025-10-21
Company data provided by crunchbase