Community National Bank · 3 weeks ago
Lending Officer
Lubbock Branch - Lubbock, TX 79424
Full-time
Onsite
Mid, Senior LevelCommunity National Bank is seeking a Lending Officer to develop and maintain a loan portfolio. The role involves ensuring compliance with banking laws, generating new customer prospects, and making sound lending decisions.
BankingFinanceFinancial ServicesLending
Responsibilities
Responsible for staying up to date on and complying with all applicable banking laws and regulations as well as CNB policies and procedures
Develop, maintain, and grow a loan portfolio by determining the customer’s needs and recommending the right loan products to help meet their goals
Generate new prospects as potential bank customers and develop existing customer relationships
Maintain an active knowledge base of loan products and an understanding of the qualifications required to accurately provide customers with an explanation of loan types and terms
Obtain, verify, maintain, and analyze the proper documents relating to the bank’s procedures for each type of loan
Communicate with team members and applicants to obtain additional loan information and documentation needed
Make sound lending decisions in accordance with policies and procedures
Make recommendations regarding selection of new employees, salary increases, promotions, transfers, disciplinary actions, and terminations
Maintain documentation on actions taken as the result of recommendations
Set performance goals, provide direction, and delegates
Provide training and provide general direction for direct reports
Provide leadership and develop skills of junior lending staff, thus providing advancement opportunity for said staff
Maintain regular and punctual attendance
Work cooperatively with others
Performs other duties as required or assigned which are reasonably within the scope of the duties in this job classification
Qualification
Required
Excellent communication and customer service skills
Ability to understand and analyze financial statements, credit reports, tax returns, and all other financial documents
Must have good managerial skills for working with employees
Ability to adapt to technological changes and apply new knowledge to responsibilities
Preferred
Bilingual English/Spanish fluency to communicate with the Hispanic customers
Company
Community National Bank
Community National Bank is a financial institution that offers banking, financial services, and lending services.
Founded in 1984
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Brad Bullock
EVP/COO
Kelly Robinson, CISSP, CCSP, CISM, CRISC, CGEIT
SVP/Chief Information Officer
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