NBT Bank ยท 18 hours ago
Senior Commercial Banking Relationship Manager
NBT Bank is a financial institution that empowers people to grow and innovate through meaningful work. They are seeking a Senior Commercial Banking Relationship Manager responsible for new business development, managing a loan portfolio, and evaluating loan applications while ensuring compliance with relevant regulations.
BankingFinancial Services
Responsibilities
Develops a profitable relationship portfolio through New Business Development activities with relationships normally involving large customers with complex borrowing, depository and Trust needs. Maintains awareness and adherence to Bank policy as well as all Federal/State regulations affecting commercial lending
Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups
Evaluates loan applications by analyzing borrower capacity, financial data, industry trends, collateral position, management ability and then uses personal judgment to determine credit worthiness
Assists less experienced loan officers by providing training, advice, and guidance
Other duties as assigned
Qualification
Required
4 year degree or related experience
7-10 years of Commercial Lending experience
Strong accounting and credit analysis background
Strong communication skills
Ability to attain/exceed established business goals
Strong management and leadership skills
Ability to use various computer programs and bank accounting system
Strong oral and written communication skills
Understanding of economics, general business/commercial finance and accounting
Legal knowledge of lending practices
Needs to be a strong negotiator on behalf of the bank
Travel less than 50%
Driver's License required
Reliable transportation required
Benefits
Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
Parental Leave: Six weeks of paid leave at 100% of your salary.
Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
Dental and Vision Coverage: Ensuring your overall health and well-being.
Flexible Spending Accounts: For healthcare and dependent care expenses.
Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
Voluntary Benefits: Including hospital, accident, and critical illness coverage.
Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
Adoption Assistance: Supporting your growing family.
Tuition Reimbursement: Invest in your education and career growth.
Employee Assistance Program (EAP): Access to support and resources.
Financial and Banking Services: Various benefits and financial planning assistance.
Company
NBT Bank
NBT Bank, N.A. is a financial institution
Funding
Current Stage
Late StageLeadership Team
Recent News
Rochester Business Journal
2025-12-27
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