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First Merchants Corporation · 14 hours ago

Credit Analyst I

Lafayette, IN

Full-time

Onsite

New Grad, Entry Level

First Merchants Bank is seeking a Credit Analyst I to join their team. This position involves performing credit analysis, underwriting, and monitoring of the commercial loan portfolio while ensuring accurate credit evaluations and participation in loan committees.

Financial Services

Responsibilities

Complete accurate, unbiased credit analyses within required timelines and according to standards including cash flow analysis, credit decision summary preparation and credit processes

Complete credit monitoring functions for designated portfolio including spreading and review of financial statements, borrowing base and covenant testing, marketable securities and leveraged lending monitoring and annual credit reviews

Assign call codes, NAICS codes, risk grade and risk rating score data accurately

Review appraisals and real estate evaluations

Use of financial spreading software, loan system, cash flow analysis and other credit systems and tools

Attend and participate in loan committees as requested