Cathay Bank · 1 day ago
AVP/VP Portfolio Manager
El Monte, CA
Full-time
Onsite
Mid Level
$70K/yr - $130K/yr
3+ years expCathay Bank is a financial institution dedicated to providing a caring culture that supports employee aspirations and success. They are seeking a VP Portfolio Manager responsible for credit/loan analysis and portfolio management, ensuring compliance with banking regulations and maintaining client relationships.
BankingFinanceFinancial Services
Responsibilities
Work closely with SRM(s) and Team Managers on the assigned loan portfolio
Monitor and manage the credit quality of the assigned loan portfolio. Review and monitor closely of financial and operation performance to ensure each credit is properly risk rated. Identify, evaluate, and determine the appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss to the Bank
Maintain and grow existing client relationships, and cross-sell Bank’s other products and services
Ensure compliance with Bank, regulatory and credit requirements with emphasis on best-in-class customer service
Review existing loan exposure and proposed extensions of credit and financial information
Evaluate credit structure and terms to determine sources and uses of funds
Analyze industry data, competitive factors, historical performance, and projected results
Assess risks and recommend the appropriate risk rating
Determine any policy exceptions and mitigating factors
Recommend credit alternatives and creative ways to structure credits ensuring that transactions are within portfolio risk standards
Complete Credit Reports that incorporates all the analysis noted above by using critical thinking standards
Analyze loan transactions and credit worthiness of existing and prospective borrowers
Prepare a detailed and accurate credit analysis and providing opinions/recommendations regarding an existing or prospective Credit/Borrower, including potential risks and how to mitigate such risks
Ensure all due diligence and background evaluations on a loan request are complete and thorough, so credit approval can be considered
Participate, under direct supervision, in client visits, discussions, and meetings
Qualification
Required
Minimum Bachelors' degree in Business or Finance
3-5 years of experience in banking related product sales, service, and advising
In depth knowledge of banking products and services (deposit, lending, consumer and commercial experience)
Strong sales, marketing, and business development skills
Ability to manage situations of varying degrees of complexity with customers (excellent problem resolution skills)
Team oriented, able to influence others and lead colleagues toward common goals
Must have high standard of integrity and work ethics
Ability to work in a fast paced, demanding environment
Preferred
Fluency in English and Chinese (Mandarin or Cantonese)
Benefits
Medical insurance
Dental insurance
Vision insurance
Life insurance
Long-term disability insurance
Flexible spending accounts (FSAs)
Health saving account (HSA) with company contributions
Voluntary coverages
401(k)
Company
Cathay Bank
Cathay Bank is a financial services company originally founded to support Los Angeles’ growing Chinese American community. It is a sub-organization of Cathay General Bancorp.
1001-5000 employees
H1B Sponsorship
Cathay Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2020 (1)
Funding
Current Stage
Late StageLeadership Team
Chang Liu
President & Chief Operating Officer
Bob Romero
SVP/CIO
Recent News
Morningstar.com
2025-11-10
The Real Deal
2025-10-26
Company data provided by crunchbase