Staff Software Engineer - Martech (SF) jobs in United States
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PayJoy · 15 hours ago

Staff Software Engineer - Martech (SF)

positionSan Francisco, CA
timeFull-time
remoteOnsite
seniorityLead/Staff
money$310K/yr - $324K/yr
date10+ years exp

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. The Staff Software Engineer – MarTech Systems is responsible for defining the architectural direction and making high-impact technical decisions that will shape the development of platforms for MarTech Systems, which drive global customer acquisition, activation, engagement, and retention.

CreditEmerging MarketsFinancial ServicesFinTechMobile
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Comp. & Benefits
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H1B Sponsor Likelynote

Responsibilities

Architect and own PayJoy’s marketing-technology platforms, including attribution pipelines, tracking frameworks, lifecycle automation engines, personalization systems, and CRM/CDP integrations
Lead medium-to-large, multi-team engineering initiatives end-to-end, including problem definition, architecture design, planning, risk mitigation, execution, testing, deployment, and ongoing monitoring
Make high-impact technical contributions across complex distributed systems, unblocking teams and elevating system reliability, performance, and scalability
Define technical direction, standards, and best practices for MarTech systems, driving alignment across Engineering, Product, Marketing, and Data
Ensure operational excellence by establishing SLOs, improving observability, reducing incidents, managing technical debt, and maintaining high code quality
Represent MarTech systems in cross-functional forums, clearly communicating architectural trade-offs, risks, timelines, and business impact to senior stakeholders while influencing roadmap decisions

Qualification

MarTech platformsDistributed systemsData pipelinesAdobe Experience PlatformSalesforceLifecycle marketing platformsCloud-native architecturesAPIsEvent-driven systemsData modelingTechnical leadershipCollaboration

Required

10+ years of software engineering experience, with ownership of MarTech platforms, distributed systems, or large-scale data pipelines
Strong, hands-on experience in MarTech / Growth Engineering, including attribution, event tracking, analytics, marketing automation, personalization, and CRM/CDP integrations
Proven experience working with Adobe Experience Platform (AEP) and Adobe Experience Cloud (identity, audience management, data activation)
Experience with Salesforce and at least one lifecycle marketing platform (Marketo or Braze)
Ability to design end-to-end architecture, define a technical roadmap, and turn ambiguity into clear, scalable solutions
Hands-on experience with cloud-native architectures, APIs, event-driven systems, and data modeling (AWS preferred)
Strong technical leadership as an individual contributor: influence, ownership, and decision-making
Excellent collaboration with Marketing, Product, and Data teams

Preferred

Experience integrating CPQ / contract systems (DealHub, Ironclad)
Experience building in-house personalization engines or CMS
Exposure to AI/ML models for growth, targeting, or recommendations
Background in fintech or data- and marketing-heavy environments

Benefits

Company-funded health, dental, and vision insurance for employee and immediate family
Company-funded employee life and disability insurance
401k contribution
Company holidays; 20 days of vacations; unlimited sick leave
Commuter benefit ($270/month)

Company

PayJoy

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PayJoy is a financial service company that provides affordable smartphone financing to people in emerging markets.
dateFounded in 2015
location
San Francisco, California, USA
people-size1001-5000 employees
web-link
https://www.payjoy.com

H1B Sponsorship

PayJoy has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (9)
2023 (3)
2022 (25)
2021 (7)
2020 (3)

Funding

Current Stage
Late Stage
Total Funding
$585.65M
Key Investors
Neuberger BermanWarburg PincusCiti
2025-12-02Debt Financing· $140M
2023-09-05Series C· $150M
2023-09-05Debt Financing· $210M

Leadership Team

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Doug Ricket
Founder & CEO
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Gib Lopez
Co-Founder & COO
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Recent News

Greylock Perspectives
Our Investment In PayJoy
2025-12-30
Greylock
Greylock Portfolio - PayJoy
2025-12-30
The Fintech Times
Gig Workers Rely on Smartphones as Critical Financial Lifeline in Emerging Markets
2025-12-24
Company data provided by crunchbase