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gpac · 1 week ago

Ag and C&I Lender needed

Amarillo, TX

Full-time

Onsite

Mid, Senior Level

$125K/yr - $150K/yr

3+ years exp

GPAC is a well-capitalized, relationship-focused community bank seeking an Ag and C&I Lender to manage a portfolio of Agricultural and Commercial & Industrial relationships. The role involves developing customer relationships, underwriting credit requests, and ensuring compliance with banking policies.

ConsultingHuman Resources

Responsibilities

Develop, grow, and manage a high-quality portfolio of Ag and C&I relationships, including producers, family farms, small businesses, and middle-market companies

Structure, analyze, and underwrite credit requests for operating lines, term loans, equipment financing, real estate, livestock loans, and working-capital facilities

Conduct regular borrower site visits, field inspections, and financial statement reviews

Partner closely with credit, loan operations, and leadership to ensure timely processing, accurate documentation, and strong credit quality

Deliver consultative financial guidance to customers while identifying cross-sell opportunities in deposits, treasury, and other banking services

Maintain compliance with bank policy, regulatory expectations, and sound risk-management practices

Represent the bank in the community-attending local events, building COIs, and strengthening the bank's presence with ag producers and commercial customers

Qualification

Ag lending experienceC&I lending experienceCredit underwritingFinancial statement analysisCommunication skills

Required

3-10+ years of lending experience in Ag, C&I, or both

Strong understanding of agricultural financial statements, crop and livestock operations, equipment usage, cash-flow cycles, and collateral evaluation

Proficiency in C&I underwriting: business financials, global cash flow, collateral coverage, and risk rating methodologies

Proven ability to source business, manage relationships, and maintain credit quality

Strong communication skills and a customer-first, community-bank mindset