Fairstone Bank · 2 weeks ago
Credit Adjudicator
Toronto, Ontario, Canada
Full-time
Onsite
Entry Level
$42K/yr - $55K/yr
1+ years expFairstone Bank is a leading provider of responsible lending solutions in Canada, and they are seeking a Bilingual Credit Adjudicator to join their team. The role involves reviewing and adjudicating vehicle loan applications, ensuring accurate assessments of creditworthiness while adhering to credit policy guidelines.
Financial Services
Responsibilities
Review and adjudicate vehicle loan applications by assessing an applicants’ creditworthiness based on credit history, income and employment, and collateral valuation
Ensure loan applications are assessed accurately and timely in a fast-paced environment
Closely follow credit policy rules to ensure risk parameters are consistently followed
Willingness to thrive in a customer service focused and teamwork setting working with other departments in Sales, Income, Funding and with our Dealers partners
Execute detailed document review ensuring all assigned documents are accurate, complete, properly executed, and registered as required
Provide prompt, efficient, detailed customer-oriented service to all stakeholders
Qualification
Required
You can follow detailed credit policy guidelines and carefully review credit application and credit bureau report details
You thrive in a fast-paced environment and have strong attention to detail
You are tech-savvy and know your way through Microsoft Office Suite and Outlook
You must be available to work all shifts mentioned in the job description
Proficient English and French required to communicate with automobile dealers and customers across Canada; used daily in interactions. (50% English and 50% French)
Preferred
You have at least 1 year of prior experience as a credit analyst or experience in loan underwriting, experience in a financial institution or within the auto industry
Previous experience working with loan origination software
Post-secondary education in Finance or Business Administration
Benefits
Work-Life Balance: Our 37.5-hour workweek and hybrid model (3 days in-office) promote a healthy balance.
Wellness: Tailored well-being solutions available 24/7.
Time Off: Minimum 15 paid vacations, 6 wellness days, with federal holidays.
Community Support: Paid Volunteer Day to give back to your community.
Retirement Planning: Employee and employer contribution pension plan, plus the Fairstone Retirement Savings Plan
Development: Access to Fairstone Academy for comprehensive training and skill development.
Discounts: Exclusive access to discounted products and services, including car insurance, hotels, attractions, movies, gym memberships, and more.
Company
Fairstone Bank
Fairstone Bank is a non-bank provider of responsible lending solutions for near-prime and non-prime borrowers.
1001-5000 employees
Funding
Current Stage
Late StageTotal Funding
$250M2025-09-16Debt Financing· $250M
2020-02-19Acquired
2017-03-31Secondary Market
Leadership Team
S
Scott Wood
President and CEO
Recent News
Business Post
2024-12-28
2024-12-28
Company data provided by crunchbase