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Regions Bank · 13 hours ago

Mortgage Loan Officer - Alabama

Athens, AL

Full-time

Onsite

Entry Level

$20K/yr - $100K/yr

1+ years exp

Regions Bank is committed to providing a career-oriented environment for its associates. The Mortgage Loan Officer is responsible for directing the origination of residential mortgage loans, evaluating loan requests, maintaining contact with customers, and developing business through marketing strategies.

BankingInsurance

Responsibilities

Completes mortgage applications for submission to the loan processing and underwriting departments

Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history

Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation

Structures loan to comply with acceptable lending practices and Federal regulations

Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact

Answers customer calls and walk- in customers to discuss various loan products and qualification information

Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business

Cross-sells other bank products and services

Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations

May participate in networking through professional, business and community organizations and activities to promote and market loan products

Qualification

Mortgage lending experienceMortgage productsSales acumenMicrosoft Office proficiencyOrganizational skillsCommunication skillsMulti-taskingRegulationsRelationship building

Required

High School Diploma or GED

One (1) year of mortgage lending experience with proven mortgage production

Abundant mortgage experience in developing external business via referral partners in the market including but not limited to realtors, builders, and financial planners

Good organizational skills

Knowledgeable of Mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc

Knowledgeable on agency and investor regulations and guidelines

Must be able to build and maintain internal and external relationships to deliver high levels of service

Must be able to multi-task competing priorities and meet tight deadlines

Proficient in Microsoft Office products

Sales acumen

Strong written and verbal communication skills

Strong preference for MLOs with recent proven production of 10M or greater annually

Preferred

Bachelor's degree

Prior Mortgage Loan Officer experience

Benefits

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Company

Regions Bank

Glassdoor3.6

Regions Financial Corporation is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services.

Founded in 1971

Memphis, Tennessee, USA

10001+ employees