NMS · 1 week ago
DE Underwriter- in Office
Brea, CA
Full-time
Hybrid
Mid, Senior Level
$70K/yr - $100K/yr
5+ years expNMS is a California-based mortgage lender seeking an experienced DE Underwriter to join their growing underwriting team. This role involves reviewing and underwriting residential mortgage applications while ensuring compliance with FHA DE requirements and investor guidelines.
RecruitingStaffing Agency
Responsibilities
Review and underwrite residential mortgage applications including Agency, FHA, and Non-QM products
Verify credit, income, and asset documentation with a focus on accuracy and compliance
Analyze tax returns, self-employed income, P&L statements, and business cash flow
Review WVOE, Bank Statement, DSCR, and Asset-based loans
Ensure all files meet FHA DE requirements and investor guidelines
Collaborate with Account Managers, Loan Officers, Processors, and Brokers to support timely loan decisions
Maintain updated knowledge of underwriting standards and investor policies
Qualification
Required
Active FHA DE (Direct Endorsement) designation required
Minimum 5 years of residential mortgage underwriting experience
3+ years of Non-QM underwriting experience required
Proficient in Encompass LOS, CoreLogic FraudGuard, and running AUS (DU, LPA, Total Scorecard)
Experience analyzing self-employed income and complex loan structures
In-depth knowledge of Agency (Fannie/Freddie) and FHA guidelines
Have worked as a front line underwriter within the past 12 months
Benefits
Health Insurance
SIMPLE IRA (3% match)
PTO
5 sick days per year
Company
NMS
NMS (National Mortgage Staffing), we specialize in providing top-notch direct hire and temporary recruitment services tailored to your company’s needs in the financial industry.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Angela Gleason
Chief Executive Officer
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