Origin Bank · 9 hours ago
Credit Officer
Dallas, TX
Full-time
Hybrid
Senior Level, Lead/Staff
8+ years expOrigin Bank is a financial institution focused on providing various banking services, and they are seeking a Credit Officer to manage credit analysis and risk management for their commercial loan portfolio. The role involves evaluating credit relationships, training staff, and collaborating with relationship bankers to ensure sound lending practices.
BankingFinanceFinancial Services
Responsibilities
Develops and administers pre-credit analysis function on credit relationships of $2,500,000 and greater
Reviews and approves annual reviews/loan reviews within approval authority on selected borrowers and guarantors
Evaluates and approves new credit as well as renewals, extensions, and amendments to existing loans within prescribed authorities
Assists in training and development of Credit Analysts and new Commercial Relationship Bankers on the credit analysis process
Works with Commercial Relationship Bankers in structuring credits, assessing covenants and monitoring procedures
Accompanies Commercial Relationship Bankers on customer calls and site visits of current and potential customers as necessary
Maintains and assists with the administration of credit policies
Assists in the analysis and structuring decisions as a response for the sales team
Works with the Senior Credit Officers as needed in the review and oversight of the various portfolio management reports each month (i.e. past dues, upcoming maturities, etc.) in order to minimize credit exceptions, maintain risk rating integrity of the portfolios, and ensure effective adherence of portfolio management practices
Performs Credit / Risk Management leadership responsibilities as needed
Qualification
Required
Bachelor's degree (B. A.) from four-year college or university, Accounting or Finance degree preferred
Eight years of credit analysis experience required, preferably with formal credit training at a regional or large financial institution; or equivalent combination of education and experience
Knowledge of basic knowledge of computer applications such as Moody's, the Internet, Outlook, Microsoft Word and Excel
Ability to use bank-specific software such as MPC, IBS, etc
Ability to use basic office machines
Proven ability to take ownership and responsibility for underwriting and managing credit risk; knowledge of credit risk analysis
Knowledge of loan structuring techniques to mitigate risk
In-depth knowledge of various aspects of commercial lending including specialized lending (i.e. asset based, commercial real estate, etc.)
Company
Origin Bank
A bank that offers personal banking and housing lending services in Louisiana, Mississippi, and Texas.
501-1000 employees
H1B Sponsorship
Origin Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2022 (2)
Funding
Current Stage
Public CompanyTotal Funding
$45M2018-05-08IPO
2017-11-28Private Equity· $45M
Leadership Team
Zachariah Wasson
Executive Vice President and Chief Financial Officer
Recent News
2025-10-31
Origin Bancorp, Inc.
2025-10-24
Company data provided by crunchbase