Texas Partners Bank · 2 weeks ago
Portfolio Manager- Kerrville, TX
Kerrville, TX
Full-time
Onsite
Mid, Senior Level
$75K/yr - $150K/yrTexas Partners Bank is seeking a Portfolio Manager to support their commercial banking clients through financial and credit analysis. The role involves evaluating credit requests, monitoring credit relationships, and ensuring compliance, while also assisting with loan documentation and client interactions.
Financial Services
Responsibilities
Oversee the Exception process by the Assistant Relationship Managers
Collecting due and past due financial statements/exceptions
Reviewing incoming financial statements to ensure that the statements are in an acceptable form
Reviewing of Compliance Certificates and Borrowing Base Certificates
Receiving and reviewing waivers for non-compliance
Perform credit analysis of loan packages (i.e., quality analysis and risk identification) within the time sensitivities as agreed
Semi-annual review for all relationships and credits
Persistent review of portfolio for risk grades of 5 or worse
Ensure that all maturing loans are underwritten at prior to loan’s maturity date
Ability to proactively recommend structures and implement action plans
Ability to independently prepare and present Loan Reviews
Versed in legal documentation and ability to negotiate and close loans
Regular client interaction to support new credit and ongoing servicing and problem resolution
Complete other duties and Special Projects as assigned
Assist and respond to customer inquiries
Assist in problem loan administration, as required
Participate in all required Compliance training, either online or in house
Qualification
Required
Oversee the Exception process by the Assistant Relationship Managers
Collecting due and past due financial statements/exceptions
Reviewing incoming financial statements to ensure that the statements are in an acceptable form
Reviewing of Compliance Certificates and Borrowing Base Certificates
Receiving and reviewing waivers for non-compliance
Perform credit analysis of loan packages (i.e., quality analysis and risk identification) within the time sensitivities as agreed
Semi-annual review for all relationships and credits
Persistent review of portfolio for risk grades of 5 or worse
Ensure that all maturing loans are underwritten at prior to loan's maturity date
Ability to proactively recommend structures and implement action plans
Ability to independently prepare and present Loan Reviews
Versed in legal documentation and ability to negotiate and close loans
Regular client interaction to support new credit and ongoing servicing and problem resolution
Complete other duties and Special Projects as assigned
Assist and respond to customer inquiries
Assist in problem loan administration, as required
Participate in all required Compliance training, either online or in house
Bachelor's degree in finance preferred or equivalent experience in Credit and Commercial and Industrial Lending experience specifically cash flow and collateral analysis
Completion of formal Credit Training program preferred or equivalent experience as a Credit Analyst
Competency in financial analysis and credit structuring
Knowledge of Microsoft Office Suite and Financial spreadsheet systems, Salesforce and PrecisionLender
Preferred
Bachelor's degree in finance preferred or equivalent experience in Credit and Commercial and Industrial Lending experience specifically cash flow and collateral analysis
Completion of formal Credit Training program preferred or equivalent experience as a Credit Analyst
Company
Texas Partners Bank
A Central Texas banking franchise that is unique in its ability to serve three rapidly growing markets—San Antonio, Austin, and the Texas Hill Country—with personal service and independent decision-making for local businesses.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Tom Moreno
Chief Operating Officer
Amanda McChesney
Executive Vice President & Chief Credit Officer
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