United Community · 10 hours ago
Credit Analyst
Columbia, SC
Full-time
Onsite
Entry Level
$42K/yr - $64K/yr
1+ years expUnited Community is seeking a Credit Analyst to assess creditworthiness for end-user and vendor applications. The role involves evaluating credit risk, making credit decisions, and optimizing processes in collaboration with the sales team.
Banking
Responsibilities
Evaluate credit risk by analyzing financial statements, tax returns, personal credit reports, D&B reports, and other third‑party sources
Decide and recommend credit outcomes within delegated authority; provide recommendations for transactions outside authority in line with Navitas guidelines
Partner with sales to answer questions, obtain missing information, and provide clear justification for credit decisions
Improve processes by identifying efficiency opportunities and recommending enhancements
Deliver on deadlines by prioritizing workload and completing assignments on time
Qualification
Required
Proficiency with Excel, Adobe Acrobat, and Microsoft Office
Strong mathematical skills and the ability to synthesize complex or diverse information
Able to research, interpret, and evaluate financial statements, tax returns, credit reports, and D&B data
Demonstrates skillful, timely issue resolution
Comfortable gathering and analyzing information to support decisions
Exceptionally organized, detail‑oriented, and capable of managing multiple priorities under tight deadlines
Able to continually prioritize and re‑prioritize in a fast‑paced environment
Applies general guidelines to non‑standard circumstances and can reason effectively across varied situations
Excellent written and verbal communication skills
Able to deliver negative information to external customers professionally and constructively
Works effectively with peers, subordinates, managers, and internal/external partners
Able to perform effectively under pressure and handle demands from both internal teams and external customers
Must be able to pass a background & credit check
This is a full-time, non-remote position
Preferred
Bachelor's degree preferred
1–2 years of related experience/training, or an equivalent combination of education and experience
Prior experience in the equipment leasing or loan industry is strongly preferred
Company
United Community
Since 1950, United Community has been driven to provide best-in-class service as we work to improve the financial well-being of the people and communities we serve.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
DeVan Ard
CEO
J Scott Preston
Division CEO United Community Bank
Company data provided by crunchbase