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PrimeLending, A PlainsCapital Company · 8 hours ago

Loan Originator, Sr NE-Chattanooga, TN

Chattanooga, TN

Full-time

Onsite

Senior Level

5+ years exp

PrimeLending, A PlainsCapital Company is a people-first organization focused on simplifying the home loan process. The Senior Loan Originator will market and promote PrimeLending products, establish relationships with real estate professionals, and oversee the loan process from application to closing.

Building MaterialFinancial ServicesMortgageReal Estate

Culture & Values

Responsibilities

Evaluates PrimeLending’s and other loan products and services and determines which financial products best meet the customer’s needs and financial circumstances

Establishes and maintains relationships with realtors, builders and new home sales representatives in order to develop and retain existing business; and by visiting subdivisions as required

Markets and promotes PrimeLending’s financial products

Originators are expected to meet the Company’s minimum production standards in funded units/volume on an ongoing basis each month, by taking complete and accurate loan applications, using PrimeLending’s product set

Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing, including but not limited to counseling and pre-qualifying potential home buyers

Collects and analyzes information regarding the customer’s income, assets, investments or debts

Advises the customer regarding the advantages and disadvantages of different loan products

Services existing customers and obtains all necessary support documents along with the appropriate fees and lock in information

Oversees the loan process by monitoring loan status and ensures conformity with terms

Communicates loan status to all interested parties, and obtains loan documentation after closing

Presents terms and conditions of loans with customers

Stays abreast of trends and developments in the local real estate market and competitive environment, as well as, changes in rules and regulations pertaining to private and government insured mortgages

Maintains a professional image and adheres to standards consistent with company policies and procedures

May supervise and direct the activities of other loan officer(s), loan officer assistant(s), or loan processor(s)

Other functions as needed

Qualification

Loan origination experienceCommunication skillsDecision-making abilityAU software technologyNetworking skillsCommunity involvementPresentation skills

Required

High school diploma or equivalent

Appropriate licenses, if State required

A minimum of 5 years loan originator experience required

Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc

Demonstrated judgment and decision-making ability

Excellent and effective presentation and communication skills, both verbal and written

Ability to quickly assess and process large amounts of data and use of appropriate AU software technology

Must be active in the community and in those job-related organizations to enhance the network of beneficial contacts

Continue to expand knowledge of issues influencing the industry and the organization

In accordance with the US Department of Labor Regulations Part 541-Exemptions under the Fair Labor Standards Act (FLSA) Section 13 (a)(1) employees who meet certain tests will qualify for Exempt Status