Premier America Credit Union · 10 hours ago
Consumer Loan Specialist - Chatsworth
Premier America Credit Union is one of the nation’s largest credit unions, dedicated to serving its members. The Consumer Loan Specialist will be responsible for the end-to-end processing of various consumer loan products and ensuring timely and accurate funding by reviewing loan documents and underwriter stipulations.
BankingFinancial ServicesNon Profit
Responsibilities
Responsible for the end-to-end processing of various Consumer Loan products, including direct and indirect vehicle loans, personal loans, credit cards, lines of credit, and share/certificate secured loans
Ensures timely and accurate funding by reviewing loan documents and underwriter stipulations in alignment with department SLAs
Process and fund consumer loans, including direct/indirect auto, personal, and secured loans
Review and validate required documentation and stipulations provided by underwriters
Coordinate with stakeholders such as dealerships and third-party partners (e.g., iLending) to obtain missing or additional information
Perform clerical and administrative duties such as file maintenance, discrepancy resolution, and loan report validation
Manage daily ACH postings and make necessary loan corrections based on report reviews
Reconcile and maintain department General Ledgers (GLs), track reporting data to ensure accuracy
Conduct quality control reviews for funded indirect loans and other completed reports
Monitor and process GAP refund check requests and maintain related tracking logs
Act as a backup processor for all Consumer Lending functions as needed. Provide support to Retail, Contact Center, and Loan Contact Center teams with loan inquiries and research. Assist in onboarding and training new hires and support branch/frontline team members
Collaborate with internal departments such as Accounting, Risk, Member Operations, and Consumer Lending for issue resolution and process improvements
Qualification
Required
One (3) to three (5) years of Consumer or Commercial Loan Processing experience or equivalent
High School graduate or equivalent
Thorough knowledge of Credit Union products, services, and policies
Basic Accounting, Microsoft Office, Word, Excel
Knowledge of Consumer loan documents, DMV documents and Loan Origination system
Strong analytical, critical thinking and problem-solving skills including ability to research questions, analyze data, compile results, recommend solutions and effectively communicate information to a variety of levels
Strong attention to detail and organizational skills
Ability to successfully work independently and in a team environment
Excellent communication skills
Benefits
Competitive pay
Subsidized health care including medical, dental and vision
FSA and HSA
Company-Paid Life and A&D insurance
Discounts on loans (must be a member)
Paid Vacation, Holiday, and Sick time
401k Retirement Saving Plan with a 6% safe harbor employer match
Educational Assistance Program and more!