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Navitas Credit Corp. · 6 hours ago

Credit Analyst

Columbia, SC

Full-time

Onsite

Entry Level

$42K/yr - $64K/yr

1+ years exp

Navitas Credit Corp. is seeking a Credit Analyst to assess creditworthiness for end-user and vendor applications. The role involves analyzing financial statements and credit reports, making credit decisions, and collaborating with the sales team to improve processes and deliver timely results.

BankingFinancial Services

Responsibilities

Evaluate credit risk by analyzing financial statements, tax returns, personal credit reports, D&B reports, and other third‑party sources

Decide and recommend credit outcomes within delegated authority; provide recommendations for transactions outside authority in line with Navitas guidelines

Partner with sales to answer questions, obtain missing information, and provide clear justification for credit decisions

Improve processes by identifying efficiency opportunities and recommending enhancements

Deliver on deadlines by prioritizing workload and completing assignments on time

Qualification

Credit analysisFinancial statement evaluationExcel proficiencyAdobe Acrobat proficiencyMicrosoft Office proficiencyAnalytical skillsResilienceProblem solvingTime managementCommunication skillsCollaboration

Required

Bachelor's degree preferred, or 1-2 years of related experience/training, or an equivalent combination of education and experience

Prior experience in the equipment leasing or loan industry is strongly preferred

Proficiency with Excel, Adobe Acrobat, and Microsoft Office

Strong mathematical skills and the ability to synthesize complex or diverse information

Able to research, interpret, and evaluate financial statements, tax returns, credit reports, and D&B data

Demonstrates skillful, timely issue resolution; comfortable gathering and analyzing information to support decisions

Exceptionally organized, detail-oriented, and capable of managing multiple priorities under tight deadlines

Applies general guidelines to non-standard circumstances and can reason effectively across varied situations

Excellent written and verbal communication skills, including the ability to deliver negative information to external customers professionally and constructively

Able to perform effectively under pressure and handle demands from both internal teams and external customers

Must be able to pass a background & credit check

This is a full-time, non-remote position