Apply on Employer Site

BECU · 3 hours ago

Statistical Modeling Manager

South Carolina, United States

Full-time

Hybrid

Senior Level

$107K/yr - $200K/yr

7+ years exp

BECU is a financial institution focused on people, not profits, serving over 1.5 million members. The Statistical Modeling Manager will lead the development of advanced credit risk models, influencing business decisions and enhancing credit strategies to support the financial well-being of members.

Banking

H1B Sponsor Likely

Responsibilities

Lead Model Development: Design, develop, and recalibrate statistical credit risk models—ranging from credit decision scorecards to Basel IRB models like PD, LGD, and EAD—using leading statistical software and programming tools

Champion Data Integrity: Gather, validate, and refine large datasets to ensure models are built on reliable, usable data—and apply advanced treatment techniques where needed

Implement with Precision: Manage systems testing and data readiness to support accurate and efficient model implementation

Evaluate and Enhance Models: Conduct ongoing performance assessments and annual reviews to identify enhancements and improve model accuracy using cutting-edge statistical methods

Drive Business Alignment: Partner with business and product teams to explain model outcomes, guide risk-reward strategies, and ensure alignment between statistical insights and business objectives

Maximize Analytic Impact: Provide advanced analytics in support of credit risk strategy, including capital planning, portfolio mix management, and loss forecasting—applying tools like SAS, SQL, and other statistical platforms

Standardize Model Governance: Develop and maintain risk modeling procedures and documentation to support consistency, auditability, and stakeholder transparency

Translate Insights: Present model results and recommendations clearly to both technical and non-technical stakeholders, supporting enterprise-wide understanding and action

Stay Ahead of the Curve: Maintain up-to-date knowledge of credit portfolios, regulatory requirements, and industry trends to drive continuous improvement in modeling practices

Deliver Cross-Functional Support: Respond to data requests, manage testing environments, and ensure model outputs are leveraged effectively across teams

Ensure Thorough Documentation: Maintain detailed records, including model development logs, version controls, and validation documentation for regulatory and business needs

Contribute Beyond the Role: Take on additional responsibilities and special projects that support BECU’s mission and modeling excellence

Qualification

Statistical modelingCredit risk modelingSASPythonMachine learningSQLLoss forecastingBasel Regulatory frameworkVerbal communicationWritten communication

Required

Master's degree or foreign equivalent in a quantitative discipline such as statistics, math, finance, or economics

Minimum 7 years of functional experience in credit risk modeling

Preferred

Sound knowledge of statistical modeling concepts including logistic regression, survival analysis, Markov chain analysis and time series

Knowledge of artificial intelligence (AI) and machine learning (ML) tools

Knowledge of three or more of the following statistical analytical packages: SAS, Python, SQL and R

Experience in verbal and written communication of complex statistical insights

Experience with loss forecasting, default management and credit risk modeling, reporting and analytics

Experience with Basel Regulatory framework, Comprehensive Capital Analysis Review (CCAR), Dodd-Frank Act Stress Testing (DFAST)

Credit Risk modeling experience in real estate secured loan products (i.e., mortgage, home equity), auto, credit card, Consumer and/or commercial loan products

Benefits

401(k) Company Match (up to 3%)

4% annual contribution to your 401(k) by BECU

Medical, Dental and Vision (family contributions as well)

PTO Program + Exchange Program

Tuition Reimbursement Program

BECU Cares volunteer time off + donation match

Company

BECU

Glassdoor3.7

As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions.

Founded in 1935

Tukwila, Washington, USA

1001-5000 employees

https://www.becu.org/landing/fintech-incubator

H1B Sponsorship

BECU has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (5)

2024 (3)

2023 (1)

2022 (1)