Mortgage Originator jobs in United States
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BayPort Credit Union · 7 hours ago

Mortgage Originator

positionNewport News, VA
timeFull-time
remoteOnsite
seniorityEntry, Mid Level
date2+ years exp

BayPort Credit Union is a financial institution dedicated to providing excellent member service. They are seeking a Mortgage Originator to assist current and potential members with mortgage products, evaluate their needs, and manage the mortgage application process.

BankingCredit BureauFinanceFinancial ServicesInsurance
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Growth Opportunities

Responsibilities

Meet with loan applicants to identify their needs and collect information to start the mortgage process
Acquire authorization to obtain credit reports. Obtain and review credit report data to determine potential eligibility and what product may best suite the applicants needs and or request
Upload all data into the loan operating system to ensure all RESPA and HMDA information is recorded properly
Utilize the data supplied by the applicant the Mortgage Loan Originator is to determine the loan amount, loan to value, and allowable debt to income based on product guidelines
Responsible for utilizing the appropriate underwriting engine to validate a conditional approval or denial
Issue a “conditional” pre-approval to purchase money applicant(s) if appropriate
Responsible for delivering a loan estimate to the applicant(s), loan application and disclosures within required timeframe to remain compliant
Explain Credit Union membership, appraisal fee, and set timelines
Gather necessary documents prior to submission
Maintain a company-provided cell phone with accessibility during and after working hours, to include evenings and weekends
Perform tasks and duties during non-traditional working hours to meet the needs of the member(s) and company, this may include evenings and weekends
Develop and maintain realtor relationships
Perform other duties as assigned

Qualification

Residential mortgage experienceMortgage processes knowledgeMicrosoft Office proficiencyCustomer service skillsPC operationAttention to detailOrganizational skills

Required

Education equivalent to a four-year high school education plus some additional post-secondary technical course work
2 – 4 years of residential mortgage experience
Working knowledge of mortgage processes and mortgage loans (conventional, VA, FHA)
Ability to adhere to BayPort Credit Union's Core Values: Integrity, Be Bold, Compassion, Diversity, Innovation, It's On Me, and One Team
Ability to operate a PC, calculator, and other job-related office equipment
Strong customer service skills to include telephone skills, well organized and attentive to detail
Proficient computer skills including Microsoft Office programs such as Word, Outlook, and Excel
Ability to maintain current knowledge of department changes, processes, and procedures

Company

BayPort Credit Union

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BayPort Credit Union is a banking institution that offers services on mobile banking, investment, lending, credit and retirement plans.
dateFounded in 1928
location
Newport News, Virginia, USA
people-size201-500 employees
web-link
https://www.bayportcu.org/

Funding

Current Stage
Growth Stage
Total Funding
$0.16M
2021-11-18Grant· $0.16M

Leadership Team

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James Mears
President/CEO
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Nancy Porter
Vice President Marketing
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Recent News

Morningstar.com
BayPort Credit Union Announces New Appointment of General Counsel
2025-12-19
PR Newswire
BayPort Credit Union Renews $25,000 Sponsorship of Newport News Public Schools Family and Community Engagement Division for the 2025 to 2026 Academic Year
2025-10-28
PR Newswire
BayPort Credit Union Marks One-Year Anniversary of Credit Score Member of the Month Program
2025-09-12
Company data provided by crunchbase