Santander Bank, N.A. · 3 hours ago
CIB Pre & Post Trade Operations, Whole Loans Aggregation - Vice President
Dallas, TX
Full-time
Onsite
Senior Level, Lead/Staff
$109K/yr - $190K/yr
9+ years expSantander Bank, N.A. is a global leader in the financial services industry, evolving into a technology-driven organization. The Vice President, Commercial & Wholesale Operations is responsible for end-to-end operational support of the U.S. Whole Loans Aggregation platform, ensuring accurate and compliant delivery of loan trades while maintaining strong partnerships with internal and external stakeholders.
BankingFinanceFinancial Services
Responsibilities
Acts as an operational relationship manager for internal trading desks, structuring teams, and external counterparties (sellers, investors, custodians, document custodians, and servicers), providing value-added guidance on trade mechanics, settlement timelines, and operational feasibility
Supports the onboarding and operational readiness of new loan sellers, buyers, and platforms, including due diligence coordination, data mapping, and operational model definition
Oversees pre-trade operational review, including eligibility checks, loan data integrity validation, pooling logic, pricing inputs, and alignment with transaction structures
Ensures accurate post-trade execution, including trade capture, confirmations, settlement instructions, cash flows, collateral movement, and reconciliation across systems
Coordinates settlement and delivery of whole loans, including: Purchase and sale settlements, Bailee letter execution, Custodian onboarding and certification, Trailing document management, Servicing transfer coordination
Keeps abreast of regulatory, accounting, and market developments impacting whole loan trading (e.g., UCC considerations, servicing rights, AML/KYC for loan sellers, risk retention, and investor reporting requirements)
Partners with Risk, Credit, Legal, and Compliance to ensure transactions align with Santander’s risk appetite, control framework, and regulatory obligations
Drives operational efficiency and scalability, identifying automation opportunities, control enhancements, and process improvements across the loan trade lifecycle
Manages operational risk, including break resolution, settlement fails, data discrepancies, and counterparty issues, ensuring timely escalation and resolution
Supports business growth initiatives by assessing operational impacts of new products, structures, investors, or servicing models
Qualification
Required
Bachelor's Degree or equivalent work experience in Business, Finance, or a related field – Required
9+ years of experience in Capital Markets Operations, Loan Operations, or Structured Products Operations – Required
Strong understanding of whole loan products, including residential or commercial loans, servicing concepts, custodial models, and loan-level data
Proven experience supporting pre-trade and post-trade processes in a Markets or CIB environment
Demonstrated analytical ability with experience in trade support, transaction analysis, reconciliations, and issue resolution
Strong knowledge of operational controls, risk management, and regulatory expectations applicable to loan trading and aggregation
Excellent interpersonal skills with the ability to build effective partnerships with Front Office, Technology, Risk, Legal, Compliance, and external vendors
Proven ability to deliver practical, scalable operational solutions in a fast-paced trading environment
Knowledge of Santander's Markets and Wholesale Banking operating model
In-depth knowledge of loan settlement mechanics, custodial processes, and servicing transfers
Excellent organizational, communication, and stakeholder management skills
Ability to resolve complex, non-standard operational issues requiring judgment and creativity
Solid decision-making skills within established policies and control frameworks
Strong written and verbal communication skills, including the ability to explain complex operational topics clearly
Advanced analytical skills with strong attention to detail
Proficient in Microsoft Office (Excel, PowerPoint, Word); experience with loan systems, trade capture platforms, or data repositories is a plus
Preferred
Experience managing projects, process transformations, or system implementations preferred
Direct experience in Whole Loans Aggregation, Whole Loan Trading, or Structured Credit Operations
Exposure to servicing platforms, custodians, or document management vendors
Experience working in a regulated U.S. broker-dealer or bank Markets environment
Advanced Excel or data analysis skills for loan-level reporting and reconciliations
Company
Santander Bank, N.A.
At Santander Bank, it’s our mission to help people and businesses prosper.
5001-10000 employees
H1B Sponsorship
Santander Bank, N.A. has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
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Trends of Total Sponsorships
2025 (31)
2024 (37)
2023 (62)
2022 (66)
2021 (78)
2020 (69)
Funding
Current Stage
Late StageTotal Funding
$75MKey Investors
Wind Turbine & Energy Cables
2020-01-22Debt Financing· $75M
Leadership Team
Pierre Habis
Chief Consumer & Digital Transformation Officer
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