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Mid Penn Bank · 5 hours ago

Commercial Loan Officer - Berks County

Wyomissing, PA, US

Full-time

Onsite

Mid, Senior Level

3+ years exp

Mid Penn Bank is actively seeking a Commercial Loan Officer to support Berks County, Pennsylvania. The role involves developing commercial loan business relationships, prospecting for new opportunities, and managing existing customer relationships to ensure their financial needs are met.

BankingFinanceFinancial Services

No H1B

Responsibilities

Develops new and existing commercial loan business relationships

Requests applicant financial statements, credit reports, and other information pertinent to the loan applicant’s evaluation to help ensure loan meets established lending requirements

Interviews loan applicants and collects and analyzes financial and related data to determine the general creditability of the prospect and the merits of the specific loan request; establishes and negotiates the terms under which credit will be extended, including the costs, repayment, and collateral requirement

Compiles loan packages and facilitates negotiation of loan structure with applicant; ensures loan agreements are complete and accurate according to Bank policy; ensures timely loan closing and funding activities; approves loans within established lending authority

Maintains credit quality and portfolio administration within bank guidelines including participation in the collection of delinquent accounts

Serves as a member of the Bank's sales team; identifies qualified referrals, makes group sales calls where these types of calls will improve the opportunity for new business development

Maintains an active role in community affairs to improve Bank’s visibility in the area; serves on various civic committees to increase Bank community involvement

Maintains a working knowledge of Bank operating policies and procedures which impact commercial services

Effectively utilizes the bank’s Customer Relationship Management program to track customer sales and service activities as well as cultivate prospective opportunities within the office’s market area