Pretium Enterprise Services, India ยท 3 hours ago
Underwriter
United States
Full-time
Remote
Senior Level, Lead/Staff
$45/hr - $60/hr
10+ years expDeephaven Mortgage is a leader in non-QM lending, allowing borrowers to achieve homeownership through innovative mortgage products. The Underwriter will evaluate complex mortgage loan applications, assess borrower risk, ensure compliance with guidelines, and play a key role in loan approval decision-making.
Financial Services
Responsibilities
Manually underwrite mortgage loan transactions submitted by our Correspondent and Wholesale lending clients to company and investor credit guidelines
Perform quality control audits of our third-party vendor to ensure mortgage loans met all company and investor credit guidelines and requirements
Review loan scenarios and communicate purchase/funding eligibility requirements to our Correspondent and Wholesale lending clients
Collaborate with internal staff (e.g., Underwriters, Account Managers, Processors, Closers, Operations Management, etc.) of our correspondent lending clients, brokers and third party-vendors throughout the review process to clear purchase/funding eligibility conditions
Work closely with processing staff to clear loan conditions throughout the process
Assist in handling loan-level credit and compliance questions & issues and in the preparation and dissemination of updated mortgage underwriting and compliance standards and procedures
Qualification
Required
10+ years of mortgage underwriting experience
5+ years of manual underwriting experience, not reliant on AUS
2+ years of current non-QM experience
Ability to interpret, comprehend, and apply guidelines on a loan level basis
Ability to manage pipeline to ensure SLA's are met for initial underwrites, condition, and final condition reviews
Ability to communicate effectively with others, both verbally and in writing
Organized, analytical, detail oriented, and self-motivated
Knowledge of current regulatory compliance requirements
Ability to maintain the highest level of confidentiality
Present self in a professional manner and interact with all levels of organization and outside contacts appropriately
Proficient in MS Office including Word and Excel
College degree or comparable work experience
Ability to complete responsibilities effectively and efficiently with minimal direction
Manage daily tasks to ensure business needs are consistently met
Preferred
Encompass systems knowledge preferred
Benefits
Unlimited Responsible Time Off (RTO)
Generous employer-matched 401(k) plan
Philanthropy Committee that creates charitable initiatives
Comprehensive health insurance starting on day one of employment
Competitive maternity and paternity leave
Culture Committee with team-building events and celebrations
Encouraging thought leadership and innovation
Mentorship opportunities for career development
Exclusive discounts on travel, tech, pets, legal, and more
Company
Pretium Enterprise Services, India
Pretium Enterprise Operations India Private Limited (PES India) is a subsidiary of Pretium Partners, LLC.
501-1000 employees
H1B Sponsorship
Pretium Enterprise Services, India has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2022 (2)
Funding
Current Stage
Late StageCompany data provided by crunchbase