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Gesa Credit Union · 4 hours ago

AVP Commercial Manager/Team Leader

Spokane, WA

Full-time

Onsite

Senior Level, Lead/Staff

$157K/yr - $262K/yr

8+ years exp

Gesa Credit Union is a community-focused financial institution that values the unique experiences of its team members. The AVP Commercial Manager/Team Leader will direct and manage the commercial loan and cash management functions, ensuring compliance and enhancing business development activities while leading a team of lenders and support staff.

CreditFinancial ServicesLending

Growth Opportunities

Responsibilities

Maintain a highly qualified staff, sufficient to meet the daily demands of the Credit Union’s members

Interview, select, train, evaluate, supervise, schedule, coach and develop team members as needed to provide responsive and professional service to our membership. Note observations of employee performance into appropriate reporting tools, as well as give to and receive feedback from employee on quarterly basis

Complete performance reviews within the prescribed time frame

Ensure the team remains in compliance with all state and federal laws and credit Union policies and procedures

Ensure that the team is providing friendly, professional, personal service to all members

Assist the Vice President in managing the Commercial Lending Department operations and administer the credit union lending policies and procedures

Prepare credit requests for submission to Loan Committee and approved credit submissions when appropriate

Identify and monitor all MBL loans and provide senior management with regular detailed reports

Establish production goals and provide productions reports to management

Attend credit union training, conferences and seminars, or professional organization events for continued professional growth

Maintain awareness of laws, rules, regulations, and policies and procedures which impact position duties and responsibilities

Maintain thorough and up-to-date knowledge of the MBLs and other investor requirements; recommend changes as necessary to the credit union policy manual

Provide recommendations to management of changes to products, loan policies, and procedures by following lending laws and regulations

Oversee financial transactions, such as draws, advances, disbursements made by Commercial Loan Servicing

Responsible for the business development of commercial loan relationships

Maintain written, telephone and personal contacts

Develop and maintain up-to-date knowledge of the credit union lending policies and market areas

Maintain historical pricing information, including all indices

Provide basic financial counseling when needed or requested by members

Participate in community activities and business development including, but not limited to, Chamber of Commerce, Board of Realtors and Homebuilders (activities that are industry related.)

Maintain effective communication with all credit union employees to ensure coordination and exchange of information for accomplishing Credit Union goals

Maintain and protect all sensitive data utilizing the highest standard of confidentiality and professionalism. Consistently display respect for all areas of diversity and levels of knowledge

Display leadership values such as mutual respect, trust and dignity, and act in the best interest of the credit union. Lead by example by displaying solid ethics and integrity at all times

Control risk and operate in a safe and sound manner

Contribute to effective department and credit union operations by performing, special projects and other related duties as assigned

Provide recommendations and process improvements regarding commercial loan activity and processes

Qualification

Commercial loan underwritingManagerial experienceBusiness developmentFinancial analysisSBA loan familiaritySales abilityTeam developmentMulti-taskingLeadershipEmotional intelligenceCommunication skillsAttention to detailConfidentiality