Commercial Underwriter II jobs in United States
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United Business Bank ยท 6 hours ago

Commercial Underwriter II

United Business Bank is a publicly traded Regional Bank specializing in small to medium sized business clients. The Underwriter II will evaluate loan applications, complete credit analysis, and interact with clients to discuss credit requests while assisting in documenting loans and monitoring compliance with loan terms.

BankingFinancial Services

Responsibilities

Evaluate loan applications
Complete credit analysis
Monitor loan disbursements and compliance with loan terms
Set up systems, products and services associated with the lending functions
Complete financial analysis and develop credit presentations for new loans, renewals, annual reviews and covenant monitoring
Interact with clients to discuss credit requests and obtain and evaluate appropriate information
Assist the Relationship Manager in determining loan structure
Make credit presentations to the loan committee in the absence of the Relationship Manager
Assist in documenting loans
Monitoring disbursements and following up for required documentation
Assist the Credit Administrator with other duties as assigned

Qualification

Banking operations knowledgeCredit analysisLending experienceFinancial analysisBusiness development techniquesMath skillsPC skillsOral communicationWritten communicationInterpersonal skillsOrganizational skills

Required

Bachelors Degree in Math, Business or related field, required
Knowledge of banking and lending operations and procedures, as well as, the various regulations and standard banking practices
Minimum of 5 years experience in the lending area of a financial institution working in a Credit Analyst or Underwriter role
Strong oral and written communication abilities
Strong math skills
Strong interpersonal skills
Strong business development techniques and cross-selling skills
Ability to identify, analyze and handle credit requests
Good organizational skills
Good personal computer skills, ability to use Word and Excel
Professional appearance, dress and attitude

Benefits

Medical
Dental
Vision
401K
Long and short term disability insurance
Flexible spending account
A generous vacation and sick policy

Company

United Business Bank

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United Business Bank is a bank providing cash flow and debt management services.

Funding

Current Stage
Growth Stage

Leadership Team

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George J. Guarini
Founder, President/CEO
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Company data provided by crunchbase