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Central Payments · 13 hours ago

ACH Specialist II

Sioux Falls, SD, US

Full-time

Hybrid

Entry, Mid Level

1+ years exp

Central Payments is a fintech company focused on payment operations, and they are seeking an ACH Specialist II to support and maintain ACH operations. The role involves collaborating with teams to ensure seamless processing and compliance while identifying opportunities for improvement.

Financial Services

Responsibilities

Support the daily operation, maintenance, and exception processing of the ACH Processing System (ACHPS)

Assist with ACH system changes, including risk limit updates, testing, and documentation

Complete daily ACH processing checklists to ensure timely and accurate inbound and outbound transactions

Monitor and resolve ACH exceptions, including unpostable transactions, returns, risk limit violations, WSUDs, and reclamations

Own and manage the ACH Inbox, ensuring timely responses and compliance with all requests

Prepare monthly reports and analyze Partner activity to identify trends and potential risks

Maintain and update ACH procedures to ensure regulatory and Nacha compliance

Support internal teams and Partners by troubleshooting issues and providing ACH and Nacha guidance

Identify opportunities to improve processes, efficiency, and service delivery across ACH operations

Qualification

ACH operationsNacha RulesACHPS (FIS/eFunds)Banking regulationsAnalytical skillsMicrosoft OfficeProblem-solving skillsAttention to detailCommunication skillsOrganizational skillsTime-management skills

Required

Associate degree in Accounting, Finance, or a related field or equivalent experience

1–3 years of experience in ACH processing, account reconciliation, or related financial roles

Strong analytical and problem-solving skills

High attention to detail and commitment to accuracy

Clear written and verbal communication skills

Strong organizational and time-management abilities

Proficiency with Microsoft Office applications

Ability to work independently while collaborating across teams

Preferred

Familiarity with ACH operations and Nacha Rules

Experience with ACHPS (FIS/eFunds)

Working knowledge of banking regulations and ACH functionality

Benefits

A hybrid work environment with flexibility

Opportunities for professional growth and development

A supportive team culture where your voice is heard

Company

Central Payments

At Central Payments, we are improving how financial services are delivered and experienced, turning bold vision into market-leading financial products.

Founded in 2014

Sioux Falls, South Dakota, US

51-200 employees