Portfolio Risk & Insights Analyst jobs in United States
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Farm Credit East, ACA ยท 6 hours ago

Portfolio Risk & Insights Analyst

Farm Credit East is the leading provider of loans and farm advisory services to agricultural business owners across the northeast. They are seeking a Portfolio Risk & Insights Analyst to monitor portfolio conditions, identify emerging risks, and deliver actionable insights that inform strategic decisions, ensuring the strength and stability of their portfolio.

AgricultureBankingFinancial ServicesLendingRetail

Responsibilities

Conduct recurring and ad hoc portfolio risk analyses (credit quality, collateral, concentration, counterparty)
Analyze and interpret output from key risk models (CECL, Stress Testing, credit decision models)
Identify trends and emerging risks; collaborate with Knowledge Exchange and management to interpret root causes
Present findings and recommendations in a clear, actionable format for senior management and the Board
Ensure data and reporting meet regulatory requirements and internal standards
Utilize data storytelling techniques to simplify complex analytics for decision-makers
Partner with risk, finance, and business operations to align modeling initiatives with strategic goals
Collaborate with business units to identify analytics use cases
Work with data teams to ensure data quality and build data models and pipelines to support production dashboards
Provide outstanding service to internal and external stakeholders, maintaining strong relationships

Qualification

Portfolio Risk ManagementCredit AnalysisPower BIData AnalysisCredit Risk ModelingSQLStatistical AnalysisInnovative MindsetCommunication

Required

Bachelor's degree in Statistics, Economics, Finance, or related field required
3+ years of experience in portfolio risk management, credit analysis, or underwriting
Strong analytical skills; experience with Power BI preferred
Ability to analyze large datasets, identify trends, and present takeaways in a consumable format
Excellent communication skills; ability to simplify complex concepts for decision-makers
Innovative mindset and ability to manage multiple priorities

Preferred

Experience with credit risk modeling, loss forecasting, regression models, and stress testing
Familiarity with reserve model analysis, internal controls, and model governance
Understanding of the agriculture industry
Technical experience with Power BI, SQL, or R for dashboard development and statistical analysis
Familiarity with Salesforce CRM and nCino loan origination platforms

Benefits

Short-Term Incentive to reward business results
401k match up to 6% of salary; or for those unable to take full advantage of the 401(k) match, verified student loan payments may qualify for an employer match in your 401(k) up to 6% of salary
Defined Contribution retirement plan funded at 2-9% of salary depending on years of service
15-25 days of vacation leave per year, depending on years of service
12 days of holiday leave per year
7.5 days of sick leave in your first year, followed by 12 days of sick leave per year thereafter; unlimited rollover of unused sick leave year to year
Up to 80 hours of paid leave for birthing, non-birthing, and adoptive parents
Additional leave options available under FMLA and company policy
Comprehensive medical, dental, and vision plans, including preventive care and wellness programs to support your overall health and well-being
Health Savings Account
Life insurance at 2x base pay
Accidental Death and Dismemberment insurance at 2x base pay
Long-term disability insurance at 2/3 base pay
Tuition reimbursement
Continuing education and training
Employee Assistance Program offering a wide variety of tools and resources

Company

Farm Credit East, ACA

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Farm Credit East provides a full range of credit and financial services to more than 18,000 customers in our eight-state territory: Connecticut, Maine, Massachusetts, New Hampshire, New Jersey, New York, Rhode Island, and Vermont.

Funding

Current Stage
Late Stage

Leadership Team

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Michael Reynolds
Chief Executive Officer
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Andy Grant
Executive Vice President - Chief Financial Officer
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Company data provided by crunchbase