gpac ยท 8 hours ago
Senior Credit Officer
Plano, TX
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expgpac is a well-capitalized, relationship-driven community bank seeking a Senior Credit Officer to lead credit risk management and underwriting standards. This role involves overseeing commercial credit underwriting, ensuring compliance with policies, and mentoring credit analysts.
ConsultingHuman Resources
Responsibilities
Provide senior-level oversight of commercial credit underwriting across C&I, CRE, owner-occupied, and specialized lending portfolios
Review, approve, and structure complex and higher-risk credit relationships
Serve as a trusted advisor to lenders on deal structure, risk mitigation, and policy interpretation
Ensure compliance with internal credit policy, regulatory guidance, and safety-and-soundness standards
Lead or support loan review, criticized asset management, and credit administration functions
Participate in ALLL/CECL methodology, stress testing, and portfolio analytics
Partner with lending leadership to balance growth objectives with disciplined risk management
Prepare and present credit-related reporting to senior management, loan committee, and the Board
Support regulatory exams and act as a key point of contact with auditors and examiners
Mentor and develop credit analysts and junior credit staff, reinforcing strong underwriting discipline
Qualification
Required
10+ years of progressive commercial credit experience within a community or regional bank
Strong background in C&I and CRE underwriting, including complex credit structures
Deep understanding of regulatory expectations (FDIC, OCC, Federal Reserve, or state regulators)
Proven ability to identify, measure, and mitigate credit risk across diverse loan portfolios
Strong communication skills with the ability to influence lenders, executives, and the Board
Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CPA a plus)
Preferred
Prior experience in a Senior Credit Officer, Credit Manager, or Deputy CCO role preferred
Benefits
Competitive compensation
Bonus potential
Comprehensive benefits
Company
gpac
gpac is a staffing and recruiting company that provides talent recruitment and development services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Ryan Good
Managing Partner & CEO
Chad Feldman
Shareholder/Board Member
Recent News
Seattle TechFlash
2025-09-04
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