Mulligan Funding, LLC · 19 hours ago
Credit Analyst II
San Diego, CA
Full-time
Onsite
Mid Level
$36.06/hr - $45.67/hr
3+ years expMulligan Funding is a leading provider of working capital to small and medium-sized businesses, headquartered in San Diego. The Credit Analyst II will work closely with experienced analysts and underwriters to evaluate the creditworthiness of loan applicants through financial analysis and risk assessment.
FinanceFinancial ServicesLending
Responsibilities
Analyze financial statements, tax returns, and other financial documents to evaluate the creditworthiness of commercial loan applicants
Assess the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage
Prepare credit reports summarizing findings and underwriting recommendations for commercial loan decisions
Collaborate with colleagues to communicate underwriting decisions to loan applicants and address inquiries or provide information
Make underwriting recommendations based on established criteria and policies
Assess the impact of the guarantor on the company’s ability to service debt
Performs other duties as assigned
Qualification
Required
At least 3 years of experience in underwriting or credit analysis, with 2-3 years industry experience being highly desirable
A bachelor's degree in a relevant field such as business, finance, accounting, economics or similar
A solid understanding of GAAP accounting principles and the ability to dissect financial statements and business bank statements
Profound knowledge of the U.S. small business lending landscape, including insights into various industry risk segments
Exceptional organizational, communication, and time management skills
Proficiency in all Microsoft Office products, G-Suite, and the capability to swiftly learn new programs and CRM systems
Superior critical thinking, mathematical, and analytical skills
The capacity to make complex decisions under pressure in a fast-paced setting
Benefits
Comprehensive medical, vision and dental benefits that give you peace of mind.
Flexible Spending Accounts (FSA) that let you use pre-tax dollars to cover healthcare expenses.
A fantastic 401K with matching contributions that helps you plan for retirement and build wealth over time.
Generous sick, vacation, and holiday benefits that give you the time and flexibility you need to enjoy life.
A gym membership contribution that supports your well-being, and helps you stay energized and focused.
An internal referral program that rewards you for bringing talented people to the team.
Company events that foster a positive and inclusive culture, and create opportunities to bond and grow with your colleagues.
Company
Mulligan Funding, LLC
Mulligan Funding exists to provide invaluable financial solutions to the small and medium-sized businesses that fuel our country.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$135M2024-12-03Debt Financing· $120M
2023-05-01Series Unknown· $5M
2022-08-25Series Unknown· $10M
Leadership Team
David Leibowitz
Chief Executive Officer
Recent News
2025-11-04
SEC
2022-09-01
Company data provided by crunchbase