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Wells Fargo · 9 hours ago

Home Mortgage Consultant

RED BANK, NJ

Full-time

Onsite

Entry, Mid Level

2+ years exp

Wells Fargo is seeking a Mortgage Retail Sales Consultant (SAFE) in Consumer Lending as part of Home Lending. The role involves soliciting residential mortgages, producing compliant loans, and building relationships to enhance visibility in the marketplace.

BankingFinancial ServicesFinTechInsurancePayments

Responsibilities

Participate in soliciting residential mortgages from various sources

Produce high quality loans which are compliant and provide excellent customer service

Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources

Develop and maintain a high degree of visibility for Wells Fargo Home Mortgage in the marketplace; stay informed of mortgage industry trends and developments in the assigned market

Present recommendations for producing loans and exercise some independent judgment while developing understanding of and adherence to Mortgage Retail Sales functional area, policies, procedures, compliance requirements, and generating loans

Understand real estate appraisals, title reports, and real estate transactions

Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in; analyze and offer mortgage loan products based on client needs

Review and analyze low to moderately complex financial and credit data; match customer needs with an appropriate loan program and level of risk

Inform prospective and existing customers of Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain high standard of client satisfaction and quality by ensuring timely and proactive customer communication

Pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements

This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results. Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below

Qualification

Mortgage Retail Sales experienceMortgage industry experienceBasic Microsoft Office skillsCustomer service experienceSales prospecting knowledgeCommunication skillsRelationship building

Required

2+ years of Mortgage Retail Sales experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

This position requires SAFE registration at the time of employment

Ability to lift 20+ pounds

Reliable transportation

Ability to work nights, weekends, and/or holidays as needed or scheduled