Mortgage Underwriter jobs in United States
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Elliman Capital ยท 8 hours ago

Mortgage Underwriter

positionMiami, FL
timeFull-time
remoteOnsite
senioritySenior Level
date5+ years exp

Douglas Elliman is one of the largest and most recognized residential real estate brokerages in the United States. Elliman Capital is expanding its underwriting team and seeking an experienced Mortgage Underwriter to support high-end, purchase-focused transactions for luxury clients.

Banking

Responsibilities

Underwrite Non-QM loan products, including DSCR, bank statement, and alternative income programs
Underwrite Conventional, FHA, VA, and USDA residential mortgage loans
Analyze borrower creditworthiness, income documentation, assets, liabilities, and complex financial profiles
Review property characteristics, appraisals, and collateral risk
Ensure all loans meet investor guidelines, internal credit standards, and regulatory requirements
Clearly communicate underwriting decisions, conditions, and alternatives to internal teams
Respond to product questions and scenario requests with sound credit guidance
Maintain quality, accuracy, and turnaround time standards
Assist with training and mentoring junior underwriters as needed
Stay current on guideline updates, investor overlays, and regulatory changes

Qualification

Mortgage Underwriting ExperienceNon-QM Loans UnderwritingEncompass ExperienceAppraisal ReviewAgency Products UnderwritingFederalState RegulationsAnalytical SkillsProfessional CommunicationAttention to Detail

Required

Five or more years of recent mortgage underwriting experience
Demonstrated experience underwriting Non-QM loans, including DSCR and bank statement programs
Strong appraisal review experience
Proficiency underwriting agency products (Conventional, FHA, VA, USDA)
Encompass experience is required
Solid understanding of federal and state mortgage regulations, including TILA, RESPA, and Fair Lending
Strong analytical skills and attention to detail
Professional communication style aligned with a high-end client and agent base
Ability to work in-person within a fast-paced, high-expectation environment

Company

Elliman Capital

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Elliman Capital is a premier mortgage platform delivering seamless, sophisticated, unique financing solutions in high-end real estate markets.
location
Palm Beach, FL, US
people-size51-200 employees
web-link
https://www.ellimancapital.com

Funding

Current Stage
Growth Stage
Company data provided by crunchbase