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CoastHills Credit Union · 12 hours ago

Internal Mortgage Loan Officer

Santa Maria, CA, US

Full-time

Onsite

Mid Level

$17.51/hr - $17.51/hr

3+ years exp

CoastHills Credit Union is a financial institution seeking an Internal Mortgage Loan Officer responsible for managing and originating quality real estate loans. The role involves evaluating member financial data, assisting with the lending application process, and maintaining knowledge of real estate lending regulations.

BankingFinancial ServicesMobile Payments

Growth Opportunities

Responsibilities

Collects, examines, and evaluates member financial and personal data to counsel and recommend appropriate residential lending products

Facilitates and assists members with the residential lending application process, manages member expectations and establishes valuable member trust relationships resulting in repeat business and loan referrals

Responds quickly to in-house referred members who seek information regarding residential lending products and services and is available to accept internally transferred mortgage referral calls

Keeps abreast of legislation and regulations pertaining to real estate loans

Regularly attends training and networking functions to explore new ideas on how to improve the real estate lending process

Analyzes detailed financial and credit data, matching member needs with an appropriate loan program and level of risk

Compiles and analyzes real estate loan reports and makes recommendations to Lending Center Manager

Meets production standards established by the Credit Union

Develops and is accountable for specific deliverables and metrics

Maintains current job knowledge of Credit Union policies, procedures, and services. Uses cross-selling techniques to promote other Credit Union services

Regularly attends and participates in in-house training

Performs duties as assigned by management and may be assigned to work at any location

Qualification

Real estate lendingNMLS registrationCredit Union knowledgeFinancial analysisOffice equipment operation

Required

Associates degree in Business or similar area, or equivalent experience

Minimum of three years relevant experience in a real estate officer position within a financial institution

Required to be registered with NMLS and renew registration each year

Credit Union products, services, programs, and promotions

Credit Union real estate policies, procedures, and practices

Knowledge of various computer systems and software necessary to effectively perform job

Operates a variety of office equipment and machines

Travels, attends, and participates in meetings, seminars, and conferences held before and after normal business hours that may require unaccompanied long-distance travel and overnight lodging

Ability to work a variety of hours, including evenings and weekends